Bogdan Roberts, Credit Cards Moderator
@bogdan_roberts
Yes, Total Visa reports credit activity to all three major credit card bureaus (Transunion, Equifax and Experian). As long as you keep your Total Visa account in good standing and maintain your credit utilization below 30%, this card will allow you to rebuild your credit. You can also check out WalletHub's Total Visa review to figure out if it's the right choice for you.
When applying for the Total Visa, a hard inquiry will be triggered and your credit report will be pulled from either one or more of the three major credit card bureaus.
Wikelmann, Member
@wickl20
Scamsssssssss. My initial fees was $89, in which I’ve paid. When I received my card, it was an additional charge of $75, I asked to closed my account immediately once I noticed that. 2 months later, I get a bill from them stating that I had a balance plus late fees when I’ve never used the card. Long story short, they never refunded my account starting fee’s and I ended up paying them and additional $29 bucks so that it wouldn’t get reported on my credit, completely disaster. I spoke to the rep and his supervisor and informed them that if I had to pay that fees, I would made this matter aware all over the internet, the supervisor basically said she didn’t care.
People also ask
What is the Total Visa Card credit score requirement?
The Total Visa® Card is available to people with bad credit. That means people with credit scores below 640 may have a shot at getting approved for the Total Visa® Card.
You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Total Visa Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit...
read full answerWhen does Total Visa report to the credit bureaus?
The Total Visa Card reports account information to the three major credit bureaus each month, which is something that not all bad-credit card issuers do. This will help you build positive credit history if you don't miss due dates or max out your spending limit.
Where can I make my Total Visa payment?
You can make a Total Visa credit card payment online or over the phone. To pay online, go to https://www.myccpay.com and log in with your credentials. If it’s your first time on the website, you need to register to create a username and password. Once you log in, navigate to the payment section. You will need to enter a bank account and routing number to fund the payment.
To pay your Total Visa bill...
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