Chip Lupo, Credit Card Writer
@CLoop
Yes, USAA does offer cell phone insurance on all of its credit cards. People with an eligible USAA credit card can get up to $500 per claim to repair or replace their damaged or stolen phone, as long as they charge the phone bill to the credit card every month. Coverage also applies to phones purchased with an eligible USAA card.
The maximum USAA cell phone protection coverage amount is $1,000 per year, as you can file up to two claims annually.
USAA Credit Cards with Cell Phone Protection Coverage
- USAA® Cashback Rewards Plus American Express® Card
- USAA Eagle Navigator® Credit Card
- USAA® Rewards™ Visa Signature® Card
- USAA Preferred Cash Rewards Credit Card
- USAA® Secured American Express® Card
For full coverage details, you can refer to the Guide to Benefits provided after account opening, or call the number on the back of your card for assistance.
USAA cell phone protection does not cover phone accessories; rented, borrowed or prepaid phones; cosmetic damage and lost phones. USAA cell phone protection is secondary to any other type of coverage. That means you’ll have to exhaust all other types of insurance you have before you make a cell phone insurance claim with USAA. You should still report the incident as soon as possible, though.
You can file a claim on your USAA cell phone insurance by calling 1 (844) 288-2141 or visiting the Benefit Administrator’s website. You will be notified as soon as your claim has been processed.
People also ask
How does the USAA credit card purchase protection work?
USAA purchase protection covers the damage or theft of eligible purchases for up to 90 days after the purchase date. Purchase protection will reimburse eligible USAA cardholders up to 1,000 per item and up to 10,000 per cardholder. Be aware that not all types of purchases are covered under USAA purchase protection.
How to File a Purchase Protection Claim with USAA
- Call the Benefit Administrator at 1-844-288-2141, or the number in your...
Does USAA offer price protection?
No, USAA does not offer price protection anymore, as this benefit was discontinued from all of its credit cards a while back. This is in line with most issuers, as only 6% of the credit cards from the 10 largest issuers continue to offer this benefit, according to our WalletHub Price Protection study.
In general, price protection gives eligible cardholders a refund for the difference in price within 60-120 days if an item they bought is available...
read full answer by Bogdan Roberts, Credit Cards ModeratorWhat are the best credit cards with cell phone protection?
The best credit cards with cell phone protection include the Wells Fargo Autograph Journey℠ Card and the Ink Business Premier® Credit Card. These cards offer great cell phone protection insurance, along with excellent rewards on purchases.
Cell phone insurance isn’t commonly offered by major credit cards, but it’s certainly a welcome perk. Cell phones don’t come cheap, and some credit cards offer up to $1,000 in reimbursement for a stolen or damaged phone.
Just remember that all credit cards with cell...
read full answer by Maria Adams, Credit Cards ModeratorDid we answer your question?
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