Maria Adams, Credit Cards Moderator
@m_adams
The minimum payment for USAA credit cards is plus any past due amount $15 or 1% of the statement balance plus any interest and fees, or your overlimit amount - whichever is higher. If the statement balance is less than $15, the USAA minimum payment will be equal to the balance. In addition, if you recently missed a payment, USAA may add a late fee to your minimum payment.
The USAA minimum payment is the smallest amount you’re required to pay by the due date to keep your USAA account in good standing. You should keep in mind that failure to pay at least this amount by the due date may result in a late fee. Also, your credit score will also take a hit if you miss multiple minimum payments.
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