Do Visa Signature credit cards offer travel insurance?

Yes, Visa Signature credit cards often offer travel insurance as part of their benefits, like trip cancellation insurance and baggage delay insurance. It’s also worth noting that Visa Signature credit card travel insurance doesn’t cost extra. You just have to pay for your travel with an eligible Visa Signature card to qualify.

If you’re looking for added peace of mind during your travels, one of the best Visa Signature credit cards to consider is the Chase Sapphire Preferred® Card. This card is one of the best travel credit cards on the market and offers a variety of travel insurance benefits.

Types of Visa Signature Travel Insurance

• Rental car insurance: This benefit covers physical damage, vandalism, or theft, up to the cash value of most vehicles. You have to decline the rental agency’s insurance to be eligible. Certain vehicles (e.g. trucks, large vans) and situations (e.g. drunk driving, injury) aren’t covered.
• Travel accident insurance: If the primary cardholder and authorized users, spouse/domestic partner are killed in a common carrier accident while traveling — or they lose a limb, sight, speech, or hearing — the benefit may offer some financial assistance.
• Lost/delayed luggage reimbursement: If your luggage gets lost or stolen, you may get reimbursed for its value, up to a certain amount.
• Trip cancellation/delay insurance: If your trip has to be ended early or moved because of things out of your control (e.g. death, injury, severe weather, military orders, and more), you can get compensated for the inconvenience.
• Travel and emergency assistance: You can get assistance with medical and legal referrals, translation services, delivery of important documents, lost luggage claims, and more. The number is (800) 992-6029 in the U.S., or (804) 673-1675 collect from abroad.

If you’re in the market for Visa Signature credit cards that offer travel insurance, there are several good offers available. Just keep in mind that the best course of action is to check your card’s terms to find out the exact travel insurance benefits it might offer. 

Notable Visa Signature Credit Cards With Travel Insurance

Keep in mind that Visa Signature credit cards typically require at least good credit for approval. If you don’t know where you stand, you can check your credit score for free on WalletHub.

For more options, feel free to check out our editors’ latest picks for the best credit cards with travel insurance on the market.