William Memphis, WalletHub Credit Card Analyst
@bill.memp1
The Wells Fargo Active Cash cell phone insurance will reimburse you in case of damage to or theft of your cell phone. Cell phone protection coverage applies when pay your monthly cell phone bill with your Wells Fargo Active Cash card.
Here is how the Wells Fargo Active Cash cell phone insurance works:
- Overview: Cell phone protection provides coverage for damage to, or theft of your wireless cell phone. To get coverage you must charge your cell phone bill to your Wells Fargo Active Cash card. If you already have personal insurance that provides cell phone coverage, this benefit reimburses you for the deductible portion of your cell phone insurance. Otherwise, the benefit will reimburse you for the covered amount.
- Coverage: Up to $600 per claim. Wells Fargo will pay for either the value of the phone or a similar replacement, minus a $25 deductible with a maximum of two claims and $1,200 per year.
- Exclusions: The Wells Fargo Active Cash card cell phone insurance does not apply to rented, borrowed or prepaid phones. It doesn’t cover lost phones, either.
- How to file a claim: To file a claim, you need to call the benefit administrator at (866) 804-4770 within 60 days of the theft or damage. Claims will be processed within 10 days.
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