John Miller, Credit Cards Moderator
@john_miller
Popular banks that offer fast pre-approval for credit cards include Capital One, Chase and Wells Fargo. These issuers have online tools that applicants can use to check for pre-approved credit card offers almost immediately.
Major Banks That Offer Fast Credit Card Pre-Approval
Checking for pre-approval won’t affect your credit score, since the process involves a soft pull. But once you submit an actual application, the issuer will perform a hard inquiry in order to make a decision, which may impact your credit score.
It should also be noted that getting pre-approved won’t guarantee approval. However, it will indicate that the hard inquiry is unlikely to go to waste.
People also ask
Can you be denied a pre-approved credit card?
Yes, it is possible to be denied a pre-approved credit card. This is because being pre-approved for a credit card simply indicates that your chances of approval for an account are very high (around 80-90%) should you decide to apply. However, you will still need to apply for the credit card to get a final approval decision.
Credit card pre-approval is typically based on a soft pull, which is a preliminary review of your credit...
read full answer by Maria Adams, Credit Cards ModeratorWhat credit cards can I pre-qualify for?
You can pre-qualify for credit cards with several major credit card companies, including American Express, Bank of America, Capital One, and Wells Fargo using the pre-qualification tool on their website. To check for a pre-qualified offer on an issuer’s website, you just enter a few pieces of personal info and press a button. You will then see any cards you’re pre-qualified for.
Keep in mind that if you get a pre-qualified offer, you’ll still have...
read full answer by Chip Lupo, Credit Card WriterDid we answer your question?
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