John Miller, Credit Cards Moderator
@john_miller
One of the best credit cards to use while traveling is the Chase Sapphire Preferred® Card. That’s because it offers 75,000 points for spending $5,000 on purchases in the first 3 months. On top of that, you can earn 1 - 5 points per $1 spent on purchases and it won't cost you extra to use the card overseas due to its $0 foreign transaction fee. Plus, the card comes packed with plenty of benefits and protections that can further enhance your travel experience.
Some of the Best Credit Cards to Use While Traveling
- Rates & Fees Initial Bonus: Chase Sapphire Preferred® CardLearn MoreLearn Moreon issuer's website
- Rates & Fees Initial Bonus: Chase Sapphire Preferred® CardLearn MoreLearn Moreon issuer's website
- Initial Bonus: Chase Sapphire Preferred® CardLearn MoreLearn More
- Rates & Fees Ongoing Rewards: Capital One Venture Rewards Credit CardLearn MoreLearn Moreon issuer's website
- Rates & Fees Ongoing Rewards: Capital One Venture Rewards Credit CardLearn MoreLearn Moreon issuer's website
- Ongoing Rewards: Capital One Venture Rewards Credit CardLearn MoreLearn More
- Rates & Fees Excellent Credit: Chase Sapphire Reserve®Learn MoreLearn Moreon issuer's website
- Rates & Fees Excellent Credit: Chase Sapphire Reserve®Learn MoreLearn Moreon issuer's website
- Excellent Credit: Chase Sapphire Reserve®Learn MoreLearn More
- No Annual Fee: Regions Prestige Visa® Signature Credit CardLearn MoreLearn More
- No Annual Fee: Regions Prestige Visa® Signature Credit CardLearn MoreLearn Moreon issuer's website
- No Annual Fee: Regions Prestige Visa® Signature Credit CardLearn MoreLearn More
- Initial Bonus:
- Ongoing Rewards:
- Excellent Credit:
- No Annual Fee:
You can explore more options by checking out our editors’ picks for the best travel credit cards on the market.
Tips on Using a Credit Card While Traveling
- Pay Your Balance in Full: This helps you avoid interest charges, so that you won’t have to pay extra for your purchases in the long run.
- Avoid Dynamic Currency Conversions: Always choose to pay in the local currency, to avoid dynamic currency conversion, which often comes with a poor exchange rate.
- Carry Some Cash: In case your card isn't accepted somewhere, it’s smart to have a small amount of local currency on hand.
Traveling with the right card not only saves you money on fees but can also offer added security, rewards and peace of mind. Whether you’re booking flights, dining abroad or renting a car, choosing a good travel credit card can make all the difference.
Popular Travel Credit Cards from Our Partners
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Double Miles
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Excellent Credit
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Sign-Up Bonus
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Big Spenders
People also ask
What is the 2/3/4 rule for credit cards?
The 2/3/4 rule means you can be approved for up to two new Bank of America credit cards within 30 days, three BofA cards within 12 months, and four cards within 24 months. This restriction only applies to Bank of America credit cards, so cards from other issuers don't count toward the 2/3/4 rule.
Most issuers don’t officially publish restrictions on how often you can open new credit card accounts, but anecdotal reports from consumers in online forums...
read full answer by Chip Lupo, Credit Card WriterCan I buy anything with a travel credit card?
Yes, you can buy pretty much everything with a travel credit card. Most travel cards are on a major payment network (Mastercard, Visa, American Express, etc), so they’re accepted almost everywhere. However, the rewards and benefits of a travel credit card are typically geared towards travel-related expenses, such as flights, hotels and rental cars, among other things.
For example, the Capital One Venture Rewards Credit Card (see details, rates & fees) offers cardholders 2 miles / $1 spent on regular purchases, but it offers 5 miles / $1 spent on hotels, vacation...
read full answer by John Miller, Credit Cards ModeratorDid we answer your question?
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