Theresa Chalfant, Writer
@theresa_chalfant
The best Citi card for dining is the Citi Strata Premier® Card since it offers 1 - 10 points per $1, and dining purchases are eligible for rewards rate. Citi Strata Premier® Card and other Citi credit cards also offer access to concierge services and special dining experiences.
Best Citi Credit Cards for Dining
Annual Fee: $95
Minimum Credit Required: Good
Rewards: 10 points per $1 spent on hotels, car rentals and attractions booked on CitiTravel.com, 3 points per $1 spent on air travel, at hotels, restaurants, supermarkets, gas and EV charging stations, as well as 1 point per $1 on all other purchases
Annual Fee: $0
Minimum Credit Required: Excellent
Rewards: 5% cash back rewards on gas at Costco and 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter, 3% back on restaurant and eligible travel purchases, 2% back on all other Costco and Costco.com purchases, and 1% back on all other purchases
Annual Fee: $0
Minimum Credit Required: Good
Rewards: 5% cash back in your top eligible spend category each billing cycle (up to $500 spent, 1% back thereafter), an additional 4% cash back on hotels, car rentals, and attractions booked with Citi Travel, as well as 1% back on all other purchases
Annual Fee: $0
Minimum Credit Required: Good
Rewards: 2% cash back on every purchase (1% when you buy and 1% as you pay for those purchases), plus 5% total cash back on hotel, car rentals and attractions booked with Citi Travel
Citi isn’t the only issuer that offers benefits and bonus rewards for dining, so you may want to compare these options with the rest of the best credit cards for restaurants before deciding which to apply for.

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