Milvionne Chery Copeland, Writer
@milvionne_copeland
People who should get the Chase Sapphire Reserve® card are big spenders who love to travel and who can afford the card’s $795 annual fee. They will also need excellent credit to qualify, which means a score of 750+. Below, you can find more details about who should get the Chase Sapphire Reserve card.
You Should Get Chase Sapphire Reserve If You:
- Love to travel, as the card offers many travel perks including access to Priority Pass airport lounges, the Chase Luxury Hotel Collection and up to $300 in travel credits every year.
- Have excellent credit. You will need a 750 credit score or higher for good approval odds.
- Can afford the $795 annual fee and will earn enough rewards to cover the cost, anyway.
- Can comfortably charge $6,000 to the card in the first 3 months after opening the account (necessary to get 125,000 bonus points).
- Don’t plan on carrying a balance from month to month, as the card carries a high APR.
To learn more, check out WalletHub’s full Chase Sapphire Reserve review.
Popular Chase Credit Cards
-
Sign-Up Bonus
-
Frequent Travelers
-
Low APR and Rewards
-
Low Interest:
People also ask
Is Chase Sapphire Reserve worth it?
Yes, Chase Sapphire Reserve is worth getting if you spend at least $6,000 in the first 3 months and qualify for the card’s initial bonus of 125,000 points. Frequent travelers will also get a lot of value out of Chase Sapphire Reserve because it comes with a $300 annual travel credit and good ongoing rewards. The card’s initial bonus, ongoing rewards, and benefits will help you offset its hefty $795 annual fee.
Reasons Why Chase Sapphire Reserve Is Worth Getting
- ...
How much income do you need for the Chase Sapphire Reserve Card?
Chase Sapphire Reserve's income requirements are not publicly disclosed. Your income should cover the $795 annual fee and monthly payments on a credit line of $10,000 or more, and the more income you have compared to your debt the better, but there is no specific guidance.
Chase Sapphire Reserve Income Rrequirement Facts
- Chase doesn’t disclose any particular number. You might get approved with a lower income but near perfect credit. Or you might get...
Why is Chase Sapphire Reserve so Popular?
The Chase Sapphire Reserve® card is so popular because it is an elite travel credit card with great rewards and benefits. For example, Chase Sapphire Reserve offers a bonus of 125,000 points for spending $6,000 within 3 months of opening an account, plus up to $300 in statement credits for travel purchases each year. These and other perks help offset the card’s high annual fee ($795).
Why Chase Sapphire Reserve Is So Popular
- You get $300 in statement credits as...
Did we answer your question?
Important Disclosures
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers. For full transparency, here is a list of our current advertisers.
Advertisers compensate WalletHub when you click on a link, or your application is approved, or your account is opened. Advertising impacts how and where offers appear on this site (including, for example, the order in which they appear and their prevalence). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Advertising enables WalletHub to provide you proprietary tools, services, and content at no charge. Advertising does not impact WalletHub's editorial content including our best picks, reviews, ratings and opinions. Those are completely independent and not provided, commissioned, or endorsed by any company, as our editors follow a strict editorial policy.