Yes, AAA offers a defensive driving course discount for drivers who have successfully completed an approved driver education course. By voluntarily taking an approved defensive driving course, AAA car insurance customers in eligible states can get a discount of up to 5%. Once the discount expires, drivers can renew it by taking another course.
Defensive driving courses improve your driving skills by teaching you how to handle difficult situations on the road. For example, common traffic school topics include DUI/DWI laws, the consequences of different moving violations, and how to share the road. Specific details vary between states and classes, but online defensive driving courses typically cost up to $40 and take 4-12 hours to complete.
Completing a Geico defensive driving course qualifies drivers for a discount of up to 5% or 10% on their Geico car insurance premium. Geico-approved online defensive driving courses cost $14.95 to $24.95, depending on the provider and your state of residence.
In general, Geico defensive driving courses improve students’ driving skills by teaching them how to react effectively in hazardous situations. Main topics include how to drive in bad weather and on wet or icy roads, how to correct course if you lose control, how to veer off the roadway safely, and how to react if something crosses into your lane suddenly. Courses also cover the dangers of road rage, speeding, aggressive driving and driving under the influence.
Geico’s defensive-driving course discount is available in most (but not all) states, and rules and qualifications vary. Geico has a convenient directory to help you learn more about the defensive driving requirements in your state.
If you already have a course in mind, check with Geico to see if that course will qualify you for the discount. You can also find an approved Geico defensive driving course, and learn how to sign up, through the National Safety Council or the American Safety Council. Many states offer the option of taking the course online rather than in a classroom.
A high-risk driving course is a class that teaches defensive driving and general traffic safety. High-risk driving courses are also referred to as “traffic school” or “remedial driving courses,” and they are often court mandated for drivers convicted of high-risk offenses. Good drivers looking to receive certain benefits like discounts on insurance can take similar driving courses, too.… read full answer
The courses themselves are usually run by independent organizations who have had their programs approved by the state. While the exact requirements vary between states, most programs will take a total of four to eight hours to complete. You can choose between in person and online options, and the courses will usually cost anywhere from $15 to $100.
High-Risk Driving Courses Cover:
State traffic laws
The dangers of DUI/DWI
Accident avoidance techniques
Driving and road safety statistics
When to Take a High-Risk Driving Course:
There are a few scenarios in which an individual could be required by a court to take a high-risk driving course, and each state’s program is different. If you’ve accrued too many tickets or multiple moving violations, taking the class might be a requirement for waiving a citation or extra penalties. Or if you’ve committed a more serious offense, passing traffic school could be mandated as a part of your sentence or as a requirement for reinstating a suspended license.
Although they’re often taken as part of a court mandate, high-risk driving courses can be taken voluntarily for certain benefits, too. For example, some insurance companies give discounts to drivers with good records who take defensive driving courses. In some states, the classes can improve your driving record if you have points on your license. And you can take them to simply become a better driver and save yourself money down the road by avoiding accidents altogether.
You might have to go to defensive driving school after a DUI, depending on the state and the circumstances surrounding your DUI. If you’ve had your license revoked or suspended as a result of a DUI conviction, 22 states and the District of Columbia will require you to take a defensive-driving or alcohol-education course in order to reinstate it. Even in states where it’s not required, judges can still assign defensive driving classes to first offenders as an opportunity to reduce the DUI to a lesser charge or reduce the fines. … read full answer
Defensive driving courses can be taken in person or online, and usually cost between $15 and $100. Basic classes take 4-8 hours to complete, and cover topics including the effects of alcohol on your driving, the dangers of impaired driving and how to avoid situations that could lead to DUI.
How Defensive Driving Classes Help You After a DUI
Reinstating a Suspended License
Several states including California and Texas automatically suspend your license after a DUI conviction and require defensive driving classes to reinstate it.
Reducing Points on Your License
Point reduction systems are available in states like Alaska and Indiana, which allow you to take a defensive driving class to remove points from your license after a DUI conviction.
Reducing or Dismissing a DUI
In states where it isn’t mandatory, a judge could still offer defensive driving classes as an option if the DUI is your first offense and no one was injured. If the course is successfully completed, the charge could be reduced to wet reckless driving, which doesn’t carry as much weight as DUI.
If you’re not required to take defensive driving by the state, there are several factors that a judge will take into account when deciding whether or not to offer it as an option to reduce your penalties. If your blood alcohol level heavily exceeded the legal limit or you’ve had a previous DUI conviction, you’re far less likely to receive any leniency. And if you caused an accident that resulted in serious injury or death, expect to face severe criminal penalties.
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