You can get an affiliation discount for car insurance by being a member of a specific group or an employee of an affiliated company. Six of the 10 largest insurance companies offer an affiliation discount, though exact requirements and discount amounts vary.
If you already have a Geico policy, call customer service (800-207-7847) to ask about the additional affiliation discount of up to 8%. The discount is currently available to members of more than 800 partner organizations, and any organization with 50,000 or more active members is eligible for the program. Participating organizations include alumni associations, fraternities, sororities, colleges, universities, societies, charities, and large employers. To find out if your organization is among them, you can enter its name or browse through the categories on … read full answerGeico’s website.
Popular Organizations with Geico Affiliation Discounts
National Association of Federal Employees
National Association of Government Contractors
Texas A&M University
National Peace Corps Association
BJ’s Wholesale Club Members
World Golf Tour
If you find an organization that you belong to in Geico's list, go to the organization’s website and sign in with your member credentials, if necessary. You can then go to the section on member benefits and find a link for a Geico insurance quote. Discounts vary by organization and state.
These affiliation partnerships help Geico market its products and expand its customer base. In return, organization members receive discounts on Geico insurance policies. The organizations also receive a fee from Geico for every member who requests a Geico quote, even if they don’t buy a policy.
To get Liberty Mutual affiliation discounts, a customer must be a member of the military, a teacher, a full-time student, a member of an affiliated credit union, or an employee of an affiliated company. Liberty Mutual affiliation discounts generally save qualifying policyholders 5% to 10%.
Military: A discount if at least one member of the household is active, retired, or reserved in the United State Armed Forces. Discount amounts vary, but drivers can save up to several hundred dollars a year.
Teachers: Specialized $0 deductible car insurance options – including vandalism loss protection, personal property coverage and collision coverage – that apply to teachers’ vehicles and the belongings within them while on school grounds and during school functions.
Students: Discounts for students with a GPA of B or better and students who attend school more than 100 miles away from their car.
Affiliated Organization: Discounts for customers associated with particular employers or credit unions. Liberty Mutual partners with more than 20,000 organizations, and you can call the company to see if your employer or credit union qualifies.
Keep in mind that the eligibility details for Liberty Mutual’s affiliation discounts vary by state. Also, the company offers a wide variety of general car insurance discounts that can help auto insurance customers save even more.
To get a Farmers affiliation discount, you must be a member of an eligible organization or work in a qualifying occupation. Eligible professions may include teachers, police officers, lawyers, architects, and doctors, though qualifying occupations and discount amounts vary by state.
Examples of Groups Eligible for Farmers Affiliation Discounts
This list is not exhaustive, since Farmers Insurance does not publish its complete list of associated groups and professions. To see if you belong to a qualifying occupation, professional group, or other association, you can call Farmers at 1 888-327-6335.
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by WalletHub.
Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.