WalletHub, Financial Company
@WalletHub
Yes, Erie insurance rates are competitive for certain drivers, including college students, and drivers with a teenage driver in the family. Erie car insurance customers pay an average of $1,123 per year, which is more than the national average of $671 per year.
Erie's car insurance rates are based on your driving record and experience, along with factors like the type of car you drive, your ZIP code, your insurance history, and more. Your coverage and deductible choices also impact your final quote, as does your eligibility for discounts.
Erie Car Insurance Rates vs. Popular Competitors
Company | Average Cost of Minimum Coverage |
$1,123 per year | |
$784 per year | |
$1,591 per year | |
$852 per year | |
$1,616 per year |
Note: Rates are an approximation based on a 45-year-old driver in New York. Actual rates will vary. For more information, check out the methodology section of our Erie car insurance review.
Other Factors That Make Erie Insurance Competitive
- Erie offers 9 auto insurance discounts.
- Erie offers 22 different types of insurance.
- Erie customer service representatives are available Monday-Friday 8 am - 11 pm, and Saturday 9 am - 4:30 pm EST.
To learn more, read WalletHub's complete review of Erie.
People also ask
How much does insurance go up after an accident with Erie?
Erie insurance rates go up by an average of 50% after an accident. Drivers who have Erie accident forgiveness will not see their car insurance rates go up at all after their first accident in 3 years, however. Even if the accident can't be forgiven, it will only affect your insurance rate for 3-5 years, depending on your state.
The exact amount that premiums go up after an accident depends on a few factors, including who...
read full answerWhen does car insurance go down?
The cost of car insurance typically goes down the most between the ages of 18 and 19, when rates drop by about 25% on average. Car insurance premiums generally continue to go down each year until age 25, when rates begin to level off for the next few decades. When drivers turn 25 years old, they can expect a discount of about 14%.
When Car Insurance Rates Go Down the Most
| ... | Average Rate | Change from Previous Age |
How can I lower my Erie car insurance?
You can lower your Erie car insurance costs by taking advantage of Erie discounts, opting for a higher deductible, and reducing your coverage, among other things. Erie considers a variety of factors when calculating your premium, though some – like your age and location – are out of your control. Fortunately, you can take steps to influence other factors in order to lower your rate.
How to Lower the Cost of Car Insurance from...
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