Delaney Simchuk, Car Insurance Writer
@delaney_simchuk
Yes, Nissans are expensive to insure, since Nissans have a poor safety rating, so drivers and passengers are more likely to sustain serious injuries in an accident, resulting in more expensive medical claims. State-minimum insurance for Nissans costs about $1,809 per year, on average, based on multiple third-party sources online, while state-minimum coverage for the average vehicle costs $1,407 per year.
The exact premium for Nissans will depend on your state’s minimum coverage requirements, your age, your driving record, and what insurance company you choose.
Factors That Affect the Cost of Insurance for Nissans
- The age of the Nissans. Typically, older vehicles are cheaper to insure simply because they are less valuable, so they are not as expensive to repair or replace.
- Upgraded features. If your Nissans has upgraded features, this could make insurance more expensive, since these versions will cost more to repair.
- Your state. Depending on your state’s minimum coverage requirements, you may be paying more for insurance than people with the same type of car in other states. For instance, drivers in New York pay significantly more for car insurance than drivers in California, on average, partially because New York requires drivers to have more coverage than California does.
- Your age. Younger drivers pay significantly more for car insurance than older drivers since teens and young drivers are statistically more likely to get in an accident.
- Your driving history. Drivers with a clean record pay less for car insurance than drivers with an accident on their record. On average, drivers who are at fault for a car accident see their insurance rates increase by 50%.
To learn more, check out WalletHub’s guides to the average cost of car insurance and factors that affect car insurance rates.
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| Feature | Why It Costs More to Insure |
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