Car insurance in Colorado is $42 per month for minimum coverage and $204 per month for full coverage, on average. The cheapest insurance companies in Colorado are Geico, State Farm, and Grange and getting quotes from several companies can help you find the best deal.
Average Cost of Car Insurance in Colorado by Category
- Clean driving record: $42 per month
- After an at-fault accident: $79 per month
- Driver with poor credit: $83 per month
- Teen driver: $152 per month
- After a DUI: $108 per month
The average cost of car insurance in Colorado is 16% lower than the national average auto insurance premium, and Colorado ranks 27 out of 50 for the most affordable car insurance rates in the U.S.. There are several factors that affect how much you’ll pay for car insurance in Colorado, including your driving record, age, location, the amount of coverage that you purchase, and the insurance company you buy it from.
Finally, it’s worth noting that car insurance premiums in Colorado are high, compared to the cost of coverage in neighboring states like Nebraska and Wyoming. You can find more details in the table below.
Cost of Car Insurance in Colorado vs. Neighboring States
Note: Rates are an approximation based on a driver in Colorado with minimum coverage. Actual rates will vary.
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