Car insurance in Montana costs $35 per month for minimum coverage, on average, and around $173 per month for a full-coverage policy. The cheapest insurance companies in Montana are State Farm, Progressive and Geico, and getting quotes from several companies can help you find the best deal.
Average Cost of Car Insurance in Montana by Category
- Clean driving record: $35 per month
- After an at-fault accident: $54 per month
- Driver with poor credit: $56 per month
- Teen driver: $101 per month
- After a DUI: $62 per month
The average cost of car insurance in Montana is 42% lower than the national average auto insurance premium, and Montana ranks 10 out of 50 for the most affordable car insurance rates in the U.S.. There are several factors that affect how much you’ll pay for car insurance in Montana, including your driving record, age, location, the amount of coverage that you purchase, and the insurance company you buy it from.
Finally, it’s worth noting that car insurance premiums in Montana are high, compared to the cost of coverage in neighboring states like North Dakota and Idaho. You can find more details in the table below.
Cost of Car Insurance in Montana vs. Neighboring States
Note: Rates are an approximation based on a driver in Montana with minimum coverage. Actual rates will vary.
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