Car insurance in Texas is $64 per month for minimum coverage and $215 per month for full coverage, on average. The cheapest insurance companies in Texas are Texas Farm Bureau, State Farm and Geico, and getting quotes from several companies can help you find the best deal.
Average Cost of Car Insurance in Texas by Category
- Clean driving record: $64 per month
- After an at-fault accident: $110 per month
- Driver with poor credit: $110 per month
- Teen driver: $181 per month
- After a DUI: $102 per month
The average cost of car insurance in Texas is 7% higher than the national average auto insurance premium, and Texas ranks 36 out of 50 for the most affordable car insurance rates in the U.S.. There are several factors that affect how much you’ll pay for car insurance in Texas, including your driving record, age, location, the amount of coverage that you purchase, and the insurance company you buy it from.
Finally, it’s worth noting that car insurance premiums in Texas are high, compared to the cost of coverage in neighboring states like New Mexico and Oklahoma. You can find more details in the table below.
Cost of Car Insurance in Texas vs. Neighboring States
Note: Rates are an approximation based on a driver in Texas with minimum coverage. Actual rates will vary.
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