Erinn Dimond, WalletHub Writer
@Erinn.dimond
Yes, you can get insurance without a license plate. When you purchase a new or used car from a dealership, you will need to provide proof of insurance before driving the car off the lot and later registering the car with the DMV to get your official license plates.
After buying the car, your existing insurance will apply to the new car with its temporary plates. When you’ve registered the car at the DMV and received your official plates in the mail a few weeks later, simply provide your insurance company with your official license plate number to finalize your coverage.
If you’ve purchased the car from an individual, transfer the title and purchase insurance before registering the vehicle with the DMV as soon as possible.
How to Get an Insurance Policy Without a License Plate
If you don’t already have insurance, follow these steps to make sure you’re covered when you drive off the lot:
- Select the car you plan to purchase before searching for insurance. Contact the dealership to see if they will give you the VIN of the car and other specific information you’ll need to purchase an insurance policy in advance.
- Compare quotes from multiple insurance providers to find the best deal.
- Submit your information and payment to your new insurance company to receive proof of insurance.
- Register your car with the DMV as soon as possible after purchasing it and getting it insured. Each state has its own requirements, but some necessary documents could include your proof of insurance, signed lease agreement, car title, and personal identification documents.
- Give the insurance provider your new license plate number when you get your plates in the mail.
To learn more, check out WalletHub’s quick guide to what you’ll need to get insurance.
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