WalletHub, Financial Company
@WalletHub
There are three types of car insurance discounts for teachers: discounts from standard insurance companies, discounted rates from companies that specialize in covering teachers and other public-service occupations, and discounts for members of an association or union for educators. Teachers are often eligible for car insurance discounts because they are considered a low-risk group.
Liberty Mutual is one of the largest insurers to offer teacher discounts. Although Liberty Mutual does not disclose exact discount amounts, teachers can get a quote over the phone and see the discount for their individual circumstances. Liberty Mutual Teachers’ Auto Insurance also provides specific features and protections for educators. For instance, in every state except Pennsylvania, teachers will be charged a $0 deductible for collisions that take place while on school business and vandalism that happens on school grounds, or during school-related events. You can check out some other notable options below, too.
Car Insurance Companies with Teacher Discounts
- Liberty Mutual
- California Casualty (Arizona, California, Colorado, Idaho, Kansas, Oregon, Wyoming)
- Country Financial (available in 19 states)
- GEICO
- Farmers
- Horace Mann
- Mercury (available in 11 states)
- Plymouth Rock Assurance (New Jersey)
- Educators Insurance (Massachusetts)
- Meemic (Illinois, Michigan, Wisconsin and Georgia)
Car Insurance Affiliation Discounts for Teachers
GEICO and Farmers offer discounts to members of certain professional and educational associations, which can help teachers save money. GEICO provides savings for members of the Association of American Educators and the American Library Association, along with hundreds of other groups. Farmers, on the other hand, includes a discount of approximately 14% for customers who mark their occupation as teacher when getting a quote.
Certain state-wide educator associations have connections to specific insurance companies as well. For example, members of the Massachusetts Teachers Association and their immediate family can receive up to a 10% discount from Educators Insurance. Other insurance companies like Travelers use similar affinity programs, too. Check with your insurance company to see if your association qualifies for a discount. You can also contact your association or union to ask about affiliations with insurance carriers.
Like any other driver, teachers should compare quotes to find the best insurance company for their needs. Teachers should also look for unrelated discounts – like safe driver, multi policy, and customer loyalty discounts – to maximize their savings.
People also ask
Does GEICO have a teacher discount?
Yes, GEICO has a teacher discount. Teachers can qualify for GEICO's membership discount, which offers savings to teachers who work for a college or university or who belong to certain educational organizations, alumni associations, fraternities or sororities. GEICO does not disclose the discount amount, but similar discounts can save you anywhere from 2% to 20%.
You can find out whether your organization or employer qualifies for the GEICO teacher discount by calling (800) 207-7847. For more...
read full answer by Lilah Butler, Car Insurance WriterCan you negotiate car insurance rates?
No, you cannot negotiate car insurance rates because the industry and prices are heavily regulated by each state. An insurance company can’t change its range of rates, once it is approved, without a new state review and evidence that the change is financially necessary. If your insurance company gave you a significantly different rate from the first one it quoted you, the insurer could face large fines or lose its insurance license.
Although you...
read full answer by WalletHub, Financial CompanyHow can I get a Geico affiliation discount?
You can get a Geico affiliation discount if you belong to one of Geico’s hundreds of partner organizations. These include professional organizations, college alumni associations, fraternities, sororities, colleges and universities.
Popular Organizations with Geico Affiliation Discounts
- National Association of Federal Employees
- National Active and Retired Federal Employees Association
- Future Business Leaders of America
- Howard University Alumni Association
- Navy League of the United States
- BJ’s Wholesale Club Members...
Did we answer your question?
Important Disclosures
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers. For full transparency, here is a list of our current advertisers.
Advertising impacts how and where offers appear on this site (including, for example, the order in which they appear and their prevalence). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Advertising enables WalletHub to provide you proprietary tools, services, and content at no charge. Advertising does not impact WalletHub's editorial content including our best picks, reviews, ratings and opinions. Those are completely independent and not provided, commissioned, or endorsed by any company, as our editors follow a strict editorial policy.