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The cheapest car to insure for a first-time driver is the Subaru Forester. Other cheap cars to insure for new drivers include the Dodge Grand Caravan and Honda Odyssey, thanks to their low repair costs, high safety ratings, and low accident rates compared to expensive, high-powered vehicles. In fact, the characteristics of these vehicles make them the cheapest options for most drivers, regardless of age and experience.
Cheapest Cars to Insure for First-Time Drivers
- Subaru Forester
- Dodge Grand Caravan
- Honda Odyssey
- Ford Escape
- Toyota Sienna
In general, the faster a car can go or the more expensive it is to repair or replace, the more expensive it will be to insure. Additionally, cars that are more popular among thieves tend to drive up insurance costs, regardless of how much they’re worth.
New drivers typically pay more for car insurance than older drivers due to their lack of experience, so picking the right car is a great way to lower the cost of coverage. If you have a specific vehicle in mind, consider getting a quote for it from at least three different insurance companies to make sure that you can afford the cost of coverage.
You should always do your research before buying a new car, especially if you’re a new driver who will already be paying more for insurance. To learn more, check out WalletHub’s guide on the cheapest cars to insure.
People also ask
How much is car insurance for a 17-year-old?
Car insurance for a 17-year-old is $2,647 per year for minimum coverage, on average. Seventeen-year-old drivers pay even more for full coverage, which typically includes comprehensive and collision insurance in addition to the state's minimum requirements.
Seventeen-year-olds pay more for car insurance than older, more experienced drivers because insurers consider them to be high-risk, meaning they're more likely to file a claim. Because the cost of coverage for 17-year-olds is so high, it's important to...
read full answer by Candace Baker, Car Insurance WriterHow much is car insurance for an 18-year-old?
Car insurance for a 18-year-old is $2,325 per year for minimum coverage, on average. Eighteen-year-old drivers pay even more for full coverage, which typically includes comprehensive and collision insurance in addition to the state's minimum requirements.
Eighteen-year-olds pay more for car insurance than older, more experienced drivers because insurers consider them to be high-risk, meaning they're more likely to file a claim. Because the cost of coverage for 18-year-olds is so high, it's important to...
read full answer by Candace Baker, Car Insurance WriterWhen does car insurance go down?
The cost of car insurance typically goes down the most between the ages of 18 and 19, when rates drop by about 30% on average. Car insurance premiums generally continue to go down each year until age 25, when rates begin to level off for the next few decades. When drivers turn 25 years old, they can expect a discount of about 14%.
When Car Insurance Rates Go Down the Most
| ... | Average Rate | Change from Previous Age |
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