Lilah Butler, Car Insurance Writer
@lilah_c
You can check your driving record in Kentucky by going to the Kentucky Transportation Cabinet website and requesting a copy. It costs $6, and you will need to create an online account.
How to Check Your Driving Record in Kentucky
- Go to the Kentucky Transportation Cabinet website.
- Fill out the online form with your personal information.
- Pay $6 for your driving record.
- Print out or save your driving record.
Kentucky also lets you purchase your driving record by mail if you complete a driver license history record request and mail the request with a certified cashier's check or money order to Kentucky Transportation Cabinet, Division of Driver Licensing, Attn: Driver Education, 200 Mero Street, Frankfort, KY 40622. In addition, you can get the record in person at any Driver Licensing Regional Office.
Why You Might Need a Kentucky Driving Record
Driving records are important for insurance purposes because car insurance companies charge higher premiums for customers with a history of violations or accidents. For instance, a single speeding ticket increases premiums by an average of 26% in Kentucky. Checking your driving record can help you verify that the information is correct.
It's also a good idea to see when a violation occurred, because insurance companies generally look at the past three to five years of your driving record. Once insurance companies stop taking the violation into account, you should compare quotes again to be sure you're still getting the best rate on the coverage you need.
For more information, check out WalletHub's guides to driving record checks and driver's license points.
People also ask
How much car insurance do I need in Kentucky?
Kentucky law requires you to have $25,000 in coverage for one person’s bodily injury or death, up to $50,000 total per accident. Kentucky also requires you to carry at least $25,000 in coverage for other people’s property damage when you are at fault.
How Much Car Insurance Drivers Need in Kentucky
| Coverage Type | Minimum Coverage Limit |
| Bodily Injury Liability Coverage (per person) | $25,000 |
Are there any auto insurance companies that don't check your driving record?
No. There are no auto insurance companies that don’t check your driving record. Most auto insurance companies check your driving record for the past 3 years when you submit your application for coverage, and some check your driving record as far back as 7-10 years.
When Auto Insurance Companies Check Your Driving Record
Auto insurance companies generally do not check your driving record just to give you a simple quote, with no obligation...
read full answer by WalletHub, Financial CompanyHow can I get insurance with a bad driving record?
To get auto insurance with a bad driving record, compare quotes and purchase a high-risk car insurance policy. Some national insurance companies, like GEICO and Progressive, offer great insurance options for bad drivers, including those who need an SR-22 or FR-44, and other companies – such as The General and Dairyland – specialize in nonstandard insurance.
1. Look for a high-risk policy
High-risk policies are designed for drivers who are more likely than the average...
read full answer by WalletHub, Financial CompanyDid we answer your question?
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