Lilah Butler, Car Insurance Writer
@lilah_c
You can check your driving record in New York by going to the Department of Motor Vehicles website and either logging into your MyDMV account or creating one. It costs $7 to purchase a copy of your New York driving record online.
You will need to provide a New York state license, permit, or non-driver ID, plus the last four digits of your Social Security number, and an email address. Drivers without a valid New York ID will need to use the Records Request Navigator.
How to Check Your Driving Record in New York
- Go to the Department of Motor Vehicles website.
- Log into your MyDMV account or create one. If you don't have a New York ID, use the Records Request Navigator.
- Fill out the online form with your personal information.
- Pay the $7 fee for your driving record.
- Print out your driving record.
New York also lets you purchase your driving record in person by visiting any DMV office in New York.
Why You Might Need a New York Driving Record
Driving records are important for insurance purposes because car insurance companies charge higher premiums for customers with a history of violations or accidents. For instance, a single speeding ticket increases premiums by an average of 23% in New York. Checking your driving record can help you verify that the information is correct.
It's also a good idea to see when a violation occurred, because insurance companies generally look at the past three to five years of your driving record. Once insurance companies stop taking the violation into account, you should compare quotes again to be sure you're still getting the best rate on the coverage you need.
For more information, check out WalletHub's guides to driving record checks and driver's license points.
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