John S Kiernan, Managing Editor
@John
Car insurance does not cover towing if you have a liability-only policy, but it might if you have full coverage. Many full coverage car insurance policies will reimburse drivers for towing that results from a collision but won’t cover towing due to a mechanical issue or breakdown.
Some full coverage policies only cover towing if you pay extra for roadside assistance, though. Roadside assistance is usually an easy and affordable add-on. You can add it to your policy for around $5 to $15 per car, per month.
When purchased as an add-on, roadside assistance typically includes:
- Towing (up to a certain distance, in most cases)
- Flat-tire changes
- Jumpstarts and battery replacements
- Fuel delivery if you run out of gas
- Locksmith services
Some insurers offer towing and labor coverage in addition to roadside assistance plans. Towing and labor plans typically cover towing, tire changes, and jump starts but not the full scope of services available with roadside assistance. Because towing coverage varies so much from policy to policy, it’s important to know exactly what is covered by speaking to your insurer directly.
If you don’t have roadside assistance as part of your car insurance, you could also consider purchasing roadside assistance from a third-party, like AAA. Third-party providers offer the same roadside services you would get by adding on to your insurance policy, but some have extra perks. AAA, for example, offers free trip-planning tools, identity theft monitoring, and thousands of shopping, entertainment, and dining discounts.
People also ask
Does Progressive have free towing?
Yes, Progressive does offer free towing for customers who have the company’s roadside assistance coverage. Progressive roadside assistance is provided by Agero, generally costs $10-$100 per year, according to customer service reps and includes towing services up to 15 miles or the nearest repair shop. Progressive customers can request roadside assistance online, or they can call 1-800-776-2778.
What Progressive Roadside Assistance Covers
- Towing services up to 15 miles or the nearest repair shop
- ...
Is the Allstate Motor Club worth it?
Yes, Allstate's Motor Club is worth it if you want 24/7 roadside assistance anywhere in the U.S. and you expect to use at least $73 in roadside assistance services per year. You can get an Allstate Motor Club membership and request assistance even if you don’t have an insurance policy with Allstate.
Allstate offers two plans: Roadside Assist, which costs $73 for the first year, and Roadside Advantage, which costs $89 for the first...
read full answer by WalletHub, Financial CompanyDoes Geico have free towing?
Yes, Geico has free towing for customers with their roadside assistance coverage. Geico roadside assistance, generally costs $14 per car per year and includes free towing to the nearest repair facility. Geico customers can request roadside assistance online, or they can call 1 (800) 424-3426.
Geico Roadside Assistance Covers:
- Towing to the nearest repair facility
- Battery jump starts
- Tire changes
- Lockout services
- Winching
- Fuel delivery
While Geico roadside assistance...
read full answer by Melissa Sherrard, Car Insurance WriterDid we answer your question?
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