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Enterprise rental car insurance costs around $12+ a day, depending on the coverage. The available rental car insurance options are Personal Effects Coverage and Supplemental Liability Protection, and each can be added to a rental agreement for a fee.
Enterprise Rental Car Insurance Options
Personal Effects Coverage
The personal effects coverage (PEC) insures the personal belongings of the renter and qualified passengers against risks of loss or damage. The cost of PEC varies by rental location, but you can expect to pay between $5.99 and $15.67 per day.
Supplemental Liability Protection
The supplemental liability protection (SLP) option from Enterprise gives the renter, and other authorized drivers, up to $300,000 combined single limit for third-party liability claims. You can expect to pay between $8 and $17 per day for SLP, depending on the location.
Damage Waivers (DW)
Damage waivers aren’t technically insurance, but they are contracts stating that Enterprise won’t hold you responsible for damage to or theft of the rental vehicle. The cost of DW varies by location and vehicle type.
Enterprise also offers roadside assistance protection (RAP), though it’s not an insurance policy, either. Roadside assistance protection keeps customers from having to pay for otherwise chargeable roadside setbacks, such as being locked out or running out of gas.
When to Buy Enterprise Rental Car Insurance
Deciding whether or not to add one of Enterprise’s rental car insurance options will depend on what kind of coverage you already have, if any, and what you’re willing to risk. Rental car companies insure the cars they lend out to customers, though it’s typically only the minimum liability coverage required by the state.
You should check to see what kind of coverage from your personal auto insurance policy or the credit card you use to rent the vehicle will extend to your rental before opting for an Enterprise rental car insurance policy. This will ensure you don’t pay for the same coverage twice.
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