Car Rental Reimbursement Coverage

Yes. Mercury offers rental car insurance. Mercury rental car insurance is usually included in a driver's personal car insurance policy if the driver carries liability, comprehensive, or collision coverage and is driving in the U.S. Each policy is unique, though, and there may be certain exclusions based on your specific situation. It's very important to confirm the details of your policy by calling customer service at 1 (800) 503-3724 before declining additional coverage at the rental counter.

Mercury also offers rental car reimbursement, which helps pay for the cost of a rental car while your personal vehicle is being repaired for a covered claim. If you add rental reimbursement to your policy, your insurance company will pay between $30 and $100 per day toward the cost of your rental, up to up to 30 days. Rental reimbursement coverage costs between $2 and $15 per month, on average, but you'll need to call customer service to get a personalized quote and add this coverage to your policy.

Mercury Rental Car Insurance Coverage Limits

The same Mercury coverage limits that apply to your personal vehicle will also apply to a rental car. If you only carry liability insurance, Mercury will pay for the other driver's injuries and property damage after an at-fault accident—but not physical damage to the rental. You need a full-coverage policy to have damage to the rental car covered by your insurer.

If you rent a car similar in value to your personal vehicle, you probably have enough insurance. But if your personal vehicle is a 15-year-old sedan and you decide to rent a 2021 luxury car, you should look into extra coverage. That's because the limits you've chosen for your personal policy may not be sufficient to cover damage to a more expensive rental car.

One option to make up for insufficient coverage when renting a car is to get a collision damage waiver (CDW) from the rental counter, which leaves the rental company responsible if the car is damaged, vandalized, or stolen. In addition to a CDW, rental car companies offer a few other types of insurance if you don't have enough coverage with your Mercury policy. These include supplemental liability protection, personal accident insurance, and personal effects coverage.

The insurance offered by the rental company often duplicates coverage drivers already have through health, life, and auto insurance. You may also have rental insurance from your credit card company, which is nullified if you purchase the rental company's coverage.

Yes. USAA offers rental car insurance. USAA rental car insurance is usually included in a driver's personal car insurance policy if the driver carries liability, comprehensive, or collision coverage and is driving in the U.S. Each policy is unique, though, and there may be certain exclusions based on your specific situation. It's very important to confirm the details of your policy by calling customer service at 1 (800) 531-8722 before declining additional coverage at the rental counter.

USAA also offers rental car reimbursement, which helps pay for the cost of a rental car while your personal vehicle is being repaired for a covered claim. If you add rental reimbursement to your policy, your insurance company will pay a fixed amount per day toward the cost of your rental, up to a maximum per-claim limit. You select specific rental car reimbursement limits when you purchase the add-on. For example, if you choose $25 per day/$600 per loss as your rental reimbursement limits, USAA will pay up to $25 per day, but no more than $600 per claim for your rental. You're covered for a rental when your vehicle repairs are started, or immediately if your vehicle isn't drivable. Rental reimbursement coverage costs between $2 and $15 per month, on average, but you'll need to call customer service to get a personalized quote and add this coverage to your policy.

USAA Rental Car Insurance Coverage Limits

The same USAA coverage limits that apply to your personal vehicle will also apply to a rental car. If you only carry liability insurance, USAA will pay for the other driver's injuries and property damage after an at-fault accident—but not physical damage to the rental. You need a full-coverage policy to have damage to the rental car covered by your insurer.

If you rent a car similar in value to your personal vehicle, you probably have enough insurance. But if your personal vehicle is a 15-year-old sedan and you decide to rent a 2021 luxury car, you should look into extra coverage. That's because the limits you've chosen for your personal policy may not be sufficient to cover damage to a more expensive rental car.

One option to make up for insufficient coverage when renting a car is to get a collision damage waiver (CDW) from the rental counter, which leaves the rental company responsible if the car is damaged, vandalized, or stolen. In addition to a CDW, rental car companies offer a few other types of insurance if you don't have enough coverage with your USAA policy. These include supplemental liability protection, personal accident insurance, and personal effects coverage.

The insurance offered by the rental company often duplicates coverage drivers already have through health, life, and auto insurance. You may also have rental insurance from your credit card company, which is nullified if you purchase the rental company's coverage.

Yes. The General offers rental car insurance. The General rental car insurance is usually included in a driver's personal car insurance policy if the driver carries liability, comprehensive, or collision coverage and is driving in the U.S. Each policy is unique, though, and there may be certain exclusions based on your specific situation. It's very important to confirm the details of your policy by calling customer service at 1 (866) 519-7422 before declining additional coverage at the rental counter.

The General also offers rental car reimbursement, which helps pay for the cost of a rental car while your personal vehicle is being repaired for a covered claim. If you add rental reimbursement to your policy, your insurance company will pay a fixed amount per day toward the cost of your rental, up to up to a certain number of days. You select specific rental car reimbursement limits when you purchase the add-on. For example, The General might pay up to $25 per day for a maximum of 30 days for your rental car. Rental reimbursement coverage costs between $2 and $15 per month, on average, but you'll need to call customer service to get a personalized quote and add this coverage to your policy.

The General Rental Car Insurance Coverage Limits

The same The General coverage limits that apply to your personal vehicle will also apply to a rental car. If you only carry liability insurance, The General will pay for the other driver's injuries and property damage after an at-fault accident—but not physical damage to the rental. You need a full-coverage policy to have damage to the rental car covered by your insurer.

If you rent a car similar in value to your personal vehicle, you probably have enough insurance. But if your personal vehicle is a 15-year-old sedan and you decide to rent a 2021 luxury car, you should look into extra coverage. That's because the limits you've chosen for your personal policy may not be sufficient to cover damage to a more expensive rental car.

One option to make up for insufficient coverage when renting a car is to get a collision damage waiver (CDW) from the rental counter, which leaves the rental company responsible if the car is damaged, vandalized, or stolen. In addition to a CDW, rental car companies offer a few other types of insurance if you don't have enough coverage with your The General policy. These include supplemental liability protection, personal accident insurance, and personal effects coverage.

The insurance offered by the rental company often duplicates coverage drivers already have through health, life, and auto insurance. You may also have rental insurance from your credit card company, which is nullified if you purchase the rental company's coverage.

Yes. Progressive offers rental car insurance. Progressive rental car insurance is usually included in a driver's personal car insurance policy if the driver carries liability, comprehensive, or collision coverage and is driving in the U.S. Each policy is unique, though, and there may be certain exclusions based on your specific situation. It's very important to confirm the details of your policy by calling customer service at 1 (800) 776-4737 before declining additional coverage at the rental counter.

Progressive also offers rental car reimbursement, which helps pay for the cost of a rental car while your personal vehicle is being repaired for a covered claim. If you add rental reimbursement to your policy, your insurance company will pay between $30 and $60 per day toward the cost of your rental, up to up to 30 days. Rental reimbursement coverage costs between $2 and $15 per month, on average, but you'll need to call customer service to get a personalized quote and add this coverage to your policy.

Progressive Rental Car Insurance Coverage Limits

The same Progressive coverage limits that apply to your personal vehicle will also apply to a rental car. If you only carry liability insurance, Progressive will pay for the other driver's injuries and property damage after an at-fault accident—but not physical damage to the rental. You need a full-coverage policy to have damage to the rental car covered by your insurer.

If you rent a car similar in value to your personal vehicle, you probably have enough insurance. But if your personal vehicle is a 15-year-old sedan and you decide to rent a 2021 luxury car, you should look into extra coverage. That's because the limits you've chosen for your personal policy may not be sufficient to cover damage to a more expensive rental car.

One option to make up for insufficient coverage when renting a car is to get a collision damage waiver (CDW) from the rental counter, which leaves the rental company responsible if the car is damaged, vandalized, or stolen. In addition to a CDW, rental car companies offer a few other types of insurance if you don't have enough coverage with your Progressive policy. These include supplemental liability protection, personal accident insurance, and personal effects coverage.

The insurance offered by the rental company often duplicates coverage drivers already have through health, life, and auto insurance. You may also have rental insurance from your credit card company, which is nullified if you purchase the rental company's coverage.

Yes. Geico offers rental car insurance. Geico rental car insurance is usually included in a driver's personal car insurance policy if the driver carries liability, comprehensive, or collision coverage and is driving in the U.S. Each policy is unique, though, and there may be certain exclusions based on your specific situation. It's very important to confirm the details of your policy by calling customer service at 1 (800) 207-7847 before declining additional coverage at the rental counter.

Geico also offers rental car reimbursement, which helps pay for the cost of a rental car while your personal vehicle is being repaired for a covered claim. If you add rental reimbursement to your policy, your insurance company will pay a fixed amount per day toward the cost of your rental, up to a maximum per-claim limit. You select specific rental car reimbursement limits when you purchase the add-on. For example, if you choose $25 per day/$750 per claim as your rental reimbursement limits, GEICO will pay up to $25 per day but no more than $750 per claim for your rental. Rental reimbursement coverage costs between $2 and $15 per month, on average, but you'll need to call customer service to get a personalized quote and add this coverage to your policy.

Geico Rental Car Insurance Coverage Limits

The same Geico coverage limits that apply to your personal vehicle will also apply to a rental car. If you only carry liability insurance, Geico will pay for the other driver's injuries and property damage after an at-fault accident—but not physical damage to the rental. You need a full-coverage policy to have damage to the rental car covered by your insurer.

If you rent a car similar in value to your personal vehicle, you probably have enough insurance. But if your personal vehicle is a 15-year-old sedan and you decide to rent a 2021 luxury car, you should look into extra coverage. That's because the limits you've chosen for your personal policy may not be sufficient to cover damage to a more expensive rental car.

One option to make up for insufficient coverage when renting a car is to get a collision damage waiver (CDW) from the rental counter, which leaves the rental company responsible if the car is damaged, vandalized, or stolen. In addition to a CDW, rental car companies offer a few other types of insurance if you don't have enough coverage with your Geico policy. These include supplemental liability protection, personal accident insurance, and personal effects coverage.

The insurance offered by the rental company often duplicates coverage drivers already have through health, life, and auto insurance. You may also have rental insurance from your credit card company, which is nullified if you purchase the rental company's coverage.

Yes. MetLife offers rental car insurance. MetLife rental car insurance is usually included in a driver's personal car insurance policy if the driver carries liability, comprehensive, or collision coverage and is driving in the U.S. Each policy is unique, though, and there may be certain exclusions based on your specific situation. It's very important to confirm the details of your policy by calling customer service at 1 (800) 638-5433 before declining additional coverage at the rental counter.

MetLife also offers rental car reimbursement, which helps pay for the cost of a rental car while your personal vehicle is being repaired for a covered claim. If you add rental reimbursement to your policy, your insurance company will pay a fixed amount per day toward the cost of your rental, up to a maximum per-claim limit. You select specific rental car reimbursement limits when you purchase the add-on. For example, if you choose $30 per day/$600 per loss as your rental reimbursement limits, MetLife will pay up to $30 per day, but no more than $600 per claim for your rental. MetLife's coverage also helps pay for rental income loss, claim handling expenses, and other costs imposed by the rental car company. Rental reimbursement coverage costs between $2 and $15 per month, on average, but you'll need to call customer service to get a personalized quote and add this coverage to your policy.

MetLife Rental Car Insurance Coverage Limits

The same MetLife coverage limits that apply to your personal vehicle will also apply to a rental car. If you only carry liability insurance, MetLife will pay for the other driver's injuries and property damage after an at-fault accident—but not physical damage to the rental. You need a full-coverage policy to have damage to the rental car covered by your insurer.

If you rent a car similar in value to your personal vehicle, you probably have enough insurance. But if your personal vehicle is a 15-year-old sedan and you decide to rent a 2021 luxury car, you should look into extra coverage. That's because the limits you've chosen for your personal policy may not be sufficient to cover damage to a more expensive rental car.

One option to make up for insufficient coverage when renting a car is to get a collision damage waiver (CDW) from the rental counter, which leaves the rental company responsible if the car is damaged, vandalized, or stolen. In addition to a CDW, rental car companies offer a few other types of insurance if you don't have enough coverage with your MetLife policy. These include supplemental liability protection, personal accident insurance, and personal effects coverage.

The insurance offered by the rental company often duplicates coverage drivers already have through health, life, and auto insurance. You may also have rental insurance from your credit card company, which is nullified if you purchase the rental company's coverage.

Yes. Erie offers rental car insurance. Erie rental car insurance is usually included in a driver's personal car insurance policy if the driver carries liability, comprehensive, or collision coverage and is driving in the U.S. Each policy is unique, though, and there may be certain exclusions based on your specific situation. It's very important to confirm the details of your policy by calling customer service at 1 (800) 458-0811 before declining additional coverage at the rental counter.

Erie also offers rental car reimbursement, which helps pay for the cost of a rental car while your personal vehicle is being repaired for a covered claim. If you add rental reimbursement to your policy, your insurance company will pay up to $15 per day toward the cost of your rental, up to up to $450 per claim. Erie Insurance has six classes of rental coverage, each of which covers a different type of vehicle. For example, class one covers a sedan seating up to four people, while class six covers vehicles accessible to people with disabilities. There are additional coverage limitations and restrictions in North Carolina and Virginia. Rental reimbursement coverage costs between $2 and $15 per month, on average, but you'll need to call customer service to get a personalized quote and add this coverage to your policy.

Erie Rental Car Insurance Coverage Limits

The same Erie coverage limits that apply to your personal vehicle will also apply to a rental car. If you only carry liability insurance, Erie will pay for the other driver's injuries and property damage after an at-fault accident—but not physical damage to the rental. You need a full-coverage policy to have damage to the rental car covered by your insurer.

If you rent a car similar in value to your personal vehicle, you probably have enough insurance. But if your personal vehicle is a 15-year-old sedan and you decide to rent a 2021 luxury car, you should look into extra coverage. That's because the limits you've chosen for your personal policy may not be sufficient to cover damage to a more expensive rental car.

One option to make up for insufficient coverage when renting a car is to get a collision damage waiver (CDW) from the rental counter, which leaves the rental company responsible if the car is damaged, vandalized, or stolen. In addition to a CDW, rental car companies offer a few other types of insurance if you don't have enough coverage with your Erie policy. These include supplemental liability protection, personal accident insurance, and personal effects coverage.

The insurance offered by the rental company often duplicates coverage drivers already have through health, life, and auto insurance. You may also have rental insurance from your credit card company, which is nullified if you purchase the rental company's coverage.

You don't need insurance to rent a car because rental companies must insure their rental cars as they own and register the vehicles, but they usually carry only minimum liability coverage. If you don't have personal insurance, you'll probably want some of the extra coverage rental companies offer at the time of sale. If your personal car is insured and you pay for your rental with a credit card, you can probably skip optional coverage at the rental counter.

Before you buy the rental company's insurance, you should consider what coverage you may already have through your personal car insurance. The coverage limits and deductibles you have on your personal vehicle typically still apply to rentals, as long as you're renting for personal use. Many major credit cards also offer coverage for rental cars if you pay with your card and decline the collision damage waiver offered by the rental company.

Optional Coverage Offered by Rental Car Companies:

You don't have to purchase all of these coverage types to be protected while driving your rental. But minimum liability insurance carried by the rental car company isn't enough protection if you get into an accident.

Insurance will pay for a rental car for up to 30 days after an accident, in most cases, as long as a customer has rental reimbursement coverage. The 30 days of rental car payments that insurance companies typically cover are meant to give enough time for car repairs to be completed or for a customer to find a new car.

An exception to the general 30-day rule is if the accident was another driver's fault. In this case, the at-fault driver's insurance company will pay for the other driver's rental vehicle for a reasonable length of time, which may be more than 30 days, while their car is being repaired or replaced. It can take longer than usual to get a rental car covered by another driver's insurance provider, as the company will need extra time to verify the claim before authorizing any payments.

Rental Car Reimbursement Rules & Limits

Different insurance companies have their own rules regarding how long they will pay for a rental car after a customer has an accident. A single insurer may even have different rules based on policy type. So, if your insurance provider does cover a rental car, the coverage period might not be exactly 30 days. Some insurers will put daily/per-claim limits on how much they will pay, too. For example, if a policy has rental reimbursement limits of $30 per day/$900 per claim, the insurance company will pay up to $30 per day or $900 per claim for a rental car after an accident. In that case, if a customer knows the repairs on a damaged car will take several weeks, they should consider renting a vehicle with a cheaper daily rate to keep the rental for a longer period of time.

Finally, it's important to keep in mind that rental reimbursement will only pay for the cost of the rental car, and not the security deposit, gas, supplemental coverage options or other charges. Customers should also check with their insurer to see if they will have to be reimbursed by the insurance company or if the rental company can bill the insurer directly.