USAA® Rewards™ American Express® Card
USAA® Rewards™ American Express® Card
Info about USAA® Rewards™ American Express® Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.Rewards254Reviews15Q&AContact
Accepted Credit Scores
Earn 3X points per dollar spent on dining
Earn 2X points per dollar spent on gas and groceries
Earn 1X points for every dollar spent on all other purchases
Earn up to 20,000 bonus points ($200 cash value). Earn 17,500 bonus points after spending $1,000 on Qualifying Purchases in the first 90 days of account opening. This is in addition to the 2,500 bonus points after your first Qualifying Purchase
Redeem points for cash, merchandise, gift cards and more.
APR on Purchases
10.15% - 26.15% (V)
0% intro APR for 15 months, 10.15% - 26.15% (V) APR after that
Balance Transfer Fee
USAA® Rewards™ American Express® Card Pros & Cons
No membership fees
0% intro APR on balance transfers
High rewards rate
up to 20,000 points initial rewards bonus
No intro APR on purchases
Balance transfer fee
Requires excellent credit
USAA® Rewards™ American Express® Card's Additional Info
|cash advance fee||3%|
|cash advance APR||10.15% - 26.15% (V)|
|foreign transaction fee||0%|
|smart chip||Yes, chip-and-PIN|
|max late fee||$35|
|max overlimit fee||$0|
|max penalty APR||None|
|grace period||25 days|
USAA membership is available to active and former military and their eligible family members
Your Balance Transfer must post to your account within 90 days of account opening for the Introductory APR to apply to the transaction.
Security Benefits: Chip card technology has added security when used at a chip-enabled terminal and greater acceptance worldwide. Zero liability coverage for unauthorized transactions if your card is lost or stolen. Collision damage waiver coverage pays for physical damage and theft to most rental vehicles. Get account balances and transaction history by sending a text message. Access your account on usaa.com or from a mobile device.
Travel Benefits: Auto Rental Coverage, Travel Accident Insurance, Trip Cancellation and Interruption Coverage, Baggage Delay and Reimbursement.
Questions & Answers
Don't see what you're looking for? Submit your question about USAA® Rewards™ American Express® Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
- Most Popular
- Most Upvotes
Compare The USAA® Rewards™ American Express® Card
USAA® Rewards™ American Express® Card Reviews
Share your insights and review the USAA® Rewards™ American Express® Card
What's Your Rating?
WalletHub is an independent comparison service.
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. When you click "Apply Now" you will be directed to the offering institution's website. In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicant's' creditworthiness and differences between an individual's situation and the criteria/assumptions used to generate the information displayed. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
Ad Disclosure: Offers originating from paying advertisers are noted as “Sponsored” at the top of this page. Advertising may impact how and where offers appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Irrespective of whether an offering institution is a paid advertiser, the presence of offer information on WalletHub does not constitute a referral or endorsement of the institution by us or vice versa. Furthermore, offers have not been reviewed or approved by the offering institution. Information is displayed first and foremost to help consumers make better decisions.
Editorial Disclaimer: Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by the issuer. In addition, it is not the issuer’s responsibility to ensure all posts and/or questions are answered.