Info about USAA® Rewards™ American Express® Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
RewardsAPRReviewsQ&AContactExcellent Credit
$0
Get 2,500 bonus points with your first purchase.
Earn 3X points per dollar spent on dining
Earn 2X points per dollar spent on gas and groceries
Earn 1X points for every dollar spent on all other purchases
Redeem points for cash, merchandise, gift cards and more.
14.40% - 30.40% (V)
0% intro APR for until October 2024, 14.40% - 30.40% (V) APR after that
Balance Transfer Fee
by John Kiernan
March 31st, 2023
No membership fees
0% intro APR on balance transfers
High rewards rate
2,500 points initial rewards bonus
No intro APR on purchases
Balance transfer fee
Requires excellent credit
| cash advance fee | 3% |
| cash advance APR | 14.40% - 30.40% (V) |
| foreign transaction fee | 0% |
| smart chip | Yes, chip-and-PIN |
| max late fee | $35 |
| max overlimit fee | $0 |
| max penalty APR | None |
| grace period | 25 days |
USAA membership is available to active and former military and their eligible family members
Your Balance Transfer must post to your account by 06/30/2023 of account opening for the Introductory APR to apply to the transaction.
Security Benefits: Chip card technology has added security when used at a chip-enabled terminal and greater acceptance worldwide. Zero liability coverage for unauthorized transactions if your card is lost or stolen. Collision damage waiver coverage pays for physical damage and theft to most rental vehicles. Get account balances and transaction history by sending a text message. Access your account on usaa.com or from a mobile device.
Travel Benefits: Auto Rental Coverage, Travel Accident Insurance, Trip Cancellation and Interruption Coverage, Baggage Delay and Reimbursement.
Can't find what you are looking for? Submit your question about USAA® Rewards™ American Express® Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
A excellent credit score is needed for the USAA® Rewards™ American Express® Card. But having an adequate credit score won't guarantee your approval. The issuer will also consider your income and any existing debts you might have when looking at your application.
The USAA Rewards Amex minimum payment is the full balance if your balance is under $15 or 1% of your balance plus finance charges and fees if your balance is higher than $15.
You can get instantly approved for the USAA® Rewards™ American Express® Card. The best way to make sure your application is processed as quickly as possible is to apply online.
If the issuer requires more time to review your application, you should receive a decision within 7-10...
The starting credit limit for the USAA® Rewards™ American Express® Card isn't disclosed. Each cardholder's credit limit is determined based on a number of financial factors such as their:
You will find out your exact credit limit once you're approved for a new account.
No, the USAA® Rewards™ American Express® Card isn't made of metal. It's a grey plastic card with a metal-like finish.
You can use your USAA Rewards Amex card points for airline tickets, cruises and gift cards.
There's no USAA Rewards Amex daily cash advance limit. You have a monthly cash advance limit though, which is the maximum amount of money you can withdraw using your Amex card, in a billing cycle.
You can find this on your monthly statement so you know when to...
No, you do not get lounge access with the USAA® Rewards™ American Express® Card. The card does, however, offer other travel related benefits, such as:
Share your insights and review the USAA® Rewards™ American Express® Card
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Offer last updated: Mar 31st, 2023 at 09:47 ET
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