Lilah Butler, Car Insurance Writer
@lilah_c
No, GEICO does not offer a specific low mileage discount. GEICO premiums do take mileage into account, however, as rates are an average of 27% lower for customers who drive 7,500 miles annually than for customers who drive 15,000 miles annually, according to WalletHub data.
Low mileage drivers usually save on their GEICO premium because less time on the road means a smaller chance of filing a claim. Besides offering lower premiums for low mileage drivers, GEICO offers good student, good driver and defensive driving discounts, among others.
It's also worth noting that GEICO has a usage-based insurance program called DriveEasy, which can help low mileage drivers save money. DriveEasy tracks mileage and other driving habits, saving policyholders up to 20%.
To learn more, check out WalletHub's guide to GEICO discounts.
People also ask
How do I get GEICO's multi-car discount?
GEICO’s multi-car discount of up to 25% on each car’s premium is automatically applied when a customer insures two or more vehicles on the same GEICO policy. The multi-car discount does not compound, though, meaning you won’t get a bigger discount just for adding more vehicles. But GEICO does consider motorcycles, RVs, and boats to be secondary vehicles that qualify for the discount, too. That means you could get the multi-car discount for insuring a...
read full answer by Anamarie Waite, Car Insurance WriterAre GEICO insurance rates competitive?
Yes, GEICO insurance rates are competitive, as the company is one of the 10 cheapest auto insurers nationally, according to WalletHub analysis. GEICO car insurance customers pay an average of $462 per year for coverage. GEICO's car insurance rates are based on your driving record and experience, along with factors like the type of car you drive, your ZIP code, your insurance history, and more. Your coverage and deductible choices also impact your final quote,...
read full answer by WalletHub, Financial CompanyHow do I get a good driver discount for car insurance?
You can get a good driver discount for car insurance by keeping a clean record for several years. Eight of the 10 largest insurance companies offer a good driver discount, though exact requirements and discount amounts vary.
Good Driver Discounts by Car Insurance Company
Insurance Company | Eligibility | Discount Amount |
| State Farm | Drivers who stay accident free for 3 years | Amount varies |
| GEICO | Drivers who stay accident free for 5 years | 22% |
| USAA | Drivers who stay... | Amount varies |
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