WalletHub, Financial Company
@WalletHub
GEICO pays claims either electronically, or by issuing a check to cover their repair estimate, minus any deductible. Checks are mailed in as little as 48 hours after the accident investigation is completed.
If you are in an accident, you can file a claim online at geico.com, in the app, or by calling (800) 841-3000. If your car or motorcycle is safe to drive, GEICO will schedule a time for you to bring it into a local inspection facility. If it is not safe to drive, an inspector will come to the vehicle. The inspection usually takes about 30 minutes, after which you will receive a written repair estimate.
For a simple claim with a clear cause of accident and no injuries, GEICO will send you a check within a few days. You can fix the car at any authorized repair shop, or you can use GEICO's Auto Repair Xpress program to find a shop near you that will work speedily with GEICO to repair your car.
GEICO’s claim-payment policies are pretty straightforward most of the time. In fact, the standard process can be broken down into a handful of simple steps.
How the GEICO claims process works:
- You contact GEICO after an accident.
- GEICO inspects your car.
- GEICO sends you a check for the estimated repairs.
- You take your car to be repaired at the body shop of your choice.
Things can get more complicated in certain situations, though. If your vehicle is considered a total loss, for example, it will likely take 7-10 days overall to receive your check. In addition to having the inspection and reviewing your settlement offer from GEICO, you will need to find your vehicle title, collect your belongings from the vehicle and sign paperwork releasing the vehicle before your claim is paid out.
If someone in the accident alleges that you were at fault and claims to have suffered vehicle damage or an injury, GEICO will investigate. A GEICO examiner will contact the drivers and passengers involved, as well as any witnesses, to get their accounts of the accident. The examiner will also review police reports, state and local traffic laws, and photos of the scene and vehicles, along with applicable medical information. Claims settlement can take longer to complete – up to several months, in some cases – as a result.
People also ask
How can I get a GEICO quote online?
To get a GEICO quote online, simply visit GEICO’s website. You’ll be able to get quotes for 26 kinds of GEICO insurance, including auto, property, life, travel, pet, and business insurance.
How to Get a GEICO Online Quote
- Go to www.Geico.com
- Click the button for the insurance type you want
- Click “Start Quote”
- Answer the questions
- Wait for your emailed quote
More Information About How to Get...
read full answer by Merrill Burchell, Car Insurance WriterWhat does a GEICO umbrella policy cover?
GEICO's umbrella insurance policy will cover claims that are beyond the financial limits or scope of your existing policies. It can add up to $1 million in additional liability coverage to car, boat, homeowners or professional insurance policies.
The average cost of a $1 million policy is less than $300 per year. If you can take advantage of GEICO's multi-policy discount, or other discounts that you might be eligible for, you could bring the...
read full answer by Melissa Sherrard, Car Insurance WriterDoes GEICO offer mechanical breakdown insurance?
Yes, GEICO offers mechanical breakdown insurance for cars that are less than 15 months old with less than 15,000 miles. GEICO mechanical breakdown insurance (MBI) is a policy add-on that insures a vehicle against mechanical problems, such as transmission or engine failure, which are not covered by standard car insurance.
What GEICO Mechanical Breakdown Insurance Covers
- Engine
- Drivetrain
- Cooling system
- Suspension
- Electrical system
- Steering
However,...
read full answer by Lilah Butler, Car Insurance WriterDid we answer your question?
Important Disclosures
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers. For full transparency, here is a list of our current advertisers.
Advertisers compensate WalletHub when you click on a link, or your application is approved, or your account is opened. Advertising impacts how and where offers appear on this site (including, for example, the order in which they appear and their prevalence). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Advertising enables WalletHub to provide you proprietary tools, services, and content at no charge. Advertising does not impact WalletHub's editorial content including our best picks, reviews, ratings and opinions. Those are completely independent and not provided, commissioned, or endorsed by any company, as our editors follow a strict editorial policy.