McKayla Girardin, Car Insurance Writer
@mckayla_girardin
USAA SafePilot works by tracking your driving habits through a smartphone app and rewarding safe driving with lower rates. USAA SafePilot monitors things like acceleration and hard braking, and USAA will not raise your rates for poor driving habits.
Key Things to Know About USAA SafePilot
- Customers who sign up for SafePilot will automatically get an initial discount of up to 10%.
- USAA customers who drive safely can save up to 30% while using SafePilot.
- USAA SafePilot monitors speed, acceleration, braking, swerving, cornering, mileage, location, and phone usage.
- In addition to speeding and hard braking, things like driving late at night or being in heavy traffic often may reduce the liklihood of a discount.
- Customer reviews for the USAA SafePilot app average 4.1/5.
- SafePilot is available in every state except CA, DE, IN, MS, NJ, NC, VT and WI.
To learn more, check out WalletHub's full review of USAA SafePilot.
People also ask
How much can you save with USAA SafePilot?
You can save up to 10% just for trying USAA SafePilot and then up to 30% depending on your driving habits. USAA SafePilot monitors things like braking and phone use to determine how much a driver is eligible to save.
Considering that normal car insurance from USAA costs an average of $41 per month, trying USAA SafePilot may be an easy way for drivers to save on their premiums. That's especially true since USAA SafePilot...
read full answer by McKayla Girardin, Car Insurance WriterDoes USAA SafePilot track speed?
Yes, USAA SafePilot does track speed using a smartphone app. SafePilot does not raise rates for poor driving, however, so even drivers who have a habit of speeding can try SafePilot virtually risk-free. Still, drivers who tend to speed should remember that they won’t be able to get all the discounts from USAA SafePilot that safer drivers receive.
What USAA SafePilot Tracks
- Speed
- Acceleration
- Braking
- Distance driven
...
read full answer by McKayla Girardin, Car Insurance WriterDoes USAA SafePilot track location?
Yes, USAA SafePilot tracks location for things like underwriting purposes, helping to speed up claims processes, and to give you accurate details of your trips. Your location information does not directly determine your premium or discounts, though.
Additionally, your location information is not accessed in real-time except to provide emergency services in the event of an accident. To understand how USAA collects, stores, and uses your data, be sure to read the privacy policy in...
read full answer by McKayla Girardin, Car Insurance WriterDid we answer your question?
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