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You can find out your auto insurance score by requesting it from LexisNexis or contacting your insurance company directly. If they don’t offer your score directly, your insurer may provide you with a reference number to use if you call LexisNexis. This will prevent a hard inquiry on your credit report, which negatively affects your credit score. The other two main sources of auto insurance scores are TransUnion and FICO, but they do not make scores available to consumers.
Keep in mind that your auto insurance score utilizes the same information as your credit score. As a result, if you have a good credit score, it’s likely that you have a high insurance score as well. On that note, you can check your latest credit score for free on WalletHub to get an idea of what your auto insurance score may be.
To learn more, check out WalletHub’s guide to auto insurance scores.
People also ask
What is an insurance score?
An insurance score is a number based on your credit history that is used to predict your likelihood of filing an insurance claim and costing an insurer money. Auto insurance scores, also called credit-based insurance scores, can be used to set car insurance premiums everywhere except for Massachusetts, Hawaii and California.
The credit-scoring company FICO created the first insurance scores in 1993, and today FICO estimates that 95% of all personal insurers take insurance...
read full answer by WalletHub, Financial CompanyWhat are some good no-credit-check car insurance companies?
No-credit-check car insurance companies are rare, since almost all insurers use credit to calculate premiums where allowed by state law. Examples of car insurance companies that don’t check credit include Dillo Insurance in Texas and Cure Auto Insurance in Pennsylvania, New Jersey and Michigan. No-credit-check car insurance companies tend to be relatively small and operate at the regional or local level. Because their customer base is mostly high-risk drivers, they are also likely to be...
read full answer by WalletHub, Financial CompanyDid we answer your question?
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