WalletHub, Financial Company
@WalletHub
Yes, Liberty Mutual offers full coverage insurance. A Liberty Mutual full coverage policy usually refers to car insurance that includes the state’s minimum requirements along with collision and comprehensive insurance, which protect the policyholder’s own vehicle.
The average cost of Liberty Mutual full coverage car insurance is $3,419 per year. Full coverage from Liberty Mutual is more expensive than a Liberty Mutual liability-only policy, since it provides more coverage.
A Liberty Mutual full coverage policy is a good choice for drivers who don’t want to pay out of pocket to repair or replace their car, even if they are at fault in an accident. Collision insurance covers the cost of fixing or replacing the policyholder’s vehicle after an accident, regardless of who was at fault. Similarly, comprehensive insurance covers the policyholder’s car if it’s damaged by something besides an accident, like vandalism, a fire, or a natural disaster. Collision and comprehensive are not mandatory in any state, but they are required for leased and financed cars.
Still, it’s worth noting that full coverage is not the official name of any type of insurance, so be sure to clarify whether collision and comprehensive are included if you’re purchasing a Liberty Mutual policy. To learn more, check out WalletHub’s guide to full coverage car insurance.
Note: Rates are an approximation based on a driver with full coverage and a clean driving record in California. Actual rates will vary.
Lilah Butler, Car Insurance Writer
@lilah_c
Yes, Root Insurance offers full coverage insurance. A Root Insurance full coverage policy usually refers to car insurance that includes the state's minimum requirements along with collision and comprehensive insurance, which protect the policyholder's own vehicle.
The average cost of Root Insurance full coverage car insurance is $674. Full coverage from Root Insurance is more expensive than a Root Insurance liability-only policy, since it provides more coverage.
A Root Insurance full coverage policy is a good choice for drivers who don't want to pay out of pocket to repair or replace their car, even if they are at fault in an accident. Collision insurance covers the cost of fixing or replacing the policyholder's vehicle after an accident, regardless of who was at fault. Similarly, comprehensive insurance covers the policyholder's car if it's damaged by something besides an accident, like vandalism, a fire, or a natural disaster. Collision and comprehensive are not mandatory in any state, but they are required for leased and financed cars.
Still, it's worth noting that full coverage is not the official name of any type of insurance, so be sure to clarify whether collision and comprehensive are included if you're purchasing a Root Insurance policy. To learn more, check out WalletHub's guide to full coverage car insurance.
People also ask
What does Liberty Mutual full coverage auto insurance cover?
Liberty Mutual's full coverage auto insurance covers liability claims, collision damage regardless of fault, and non-accident damage from things like animals and severe weather. Full coverage always includes liability insurance, collision insurance, and comprehensive insurance.
The exact definition of full coverage changes depending on your state's minimum auto insurance requirements. In some states, Liberty Mutual full coverage may also include uninsured/underinsured motorist coverage (UM/UIM), personal injury protection (PIP), and/or medical payments coverage (MedPay).
Full coverage insurance...
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Pay-as-you-go car insurance might be worth it for people who do not drive frequently, including city-dwellers, retirees, those who work from home, seasonal workers, students and commuters. Under this type of policy, your monthly insurance rate will vary based on how much you drive. The less you drive, the more you save. As a general rule, pay-as-you-go insurance is worth it for people who drive fewer than 12,000 miles per year, which is the national...
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