Lilah Butler, Car Insurance Writer
@lilah_c
Medical payments coverage is not required in Missouri. Medical payments coverage, or MedPay, is an optional type of car insurance for drivers in Missouri, and you can choose to get it if you want to cover medical expenses for you, other drivers on your policy, and your passengers after a car accident regardless of fault.
Key Things to Know About MedPay in Missouri
- Required: No
- Covers: Medical expenses for the policyholder, named drivers, and their passengers
- Cost: Less than $10 per month on average
Even though MedPay is not mandatory for Missouri drivers, it can still be a good investment considering its low cost. In addition to things like hospital bills, MedPay can be used to pay the deductibles or copays for other types of coverage, such as health insurance or personal injury protection (PIP) car insurance.
For more information, check out WalletHub's complete guide to MedPay insurance.
People also ask
What does medical payments insurance cover?
Medical payments insurance (MedPay) covers medical bills for the policyholder and their passengers after a car accident, regardless of who was responsible for the crash. For example, MedPay covers hospital and ambulance expenses, nursing costs, funeral expenses, and the deductibles or copays of other types of insurance. It’s also worth noting that MedPay applies to named drivers even if they were passengers, pedestrians, or cyclists when the car accident occurred. MedPay does not cover indirect...
read full answer by WalletHub, Financial CompanyDo I need medical payments coverage if I have health insurance?
No, you don’t need medical payments coverage if you have health insurance, unless you live in Maine or New Hampshire. Medical payments (MedPay) insurance can still be a good investment even if you have health insurance, though, because it covers out-of-pocket healthcare costs like deductibles, copays, and coinsurance.
MedPay is a type of car insurance that covers the policyholder’s medical expenses after an accident, regardless of who was at fault. MedPay also applies to passengers...
read full answer by WalletHub, Financial CompanyHow much is car insurance in Missouri per month?
Car insurance in Missouri costs $54 per month or $651 per year for minimum coverage, on average. The cheapest car insurance companies in Missouri are Direct Auto, USAA, and GEICO, and getting quotes from several companies can help you find the best deal.
The average cost of car insurance in Missouri is 24% lower than the national average auto insurance premium. There are several factors that affect how much you'll pay for car insurance in Missouri,...
read full answer by Candace Baker, Car Insurance WriterDid we answer your question?
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