Candace Baker, Car Insurance Writer
@candacebaker
Yes, Mercury offers a defensive driving course discount, but only in states that legally mandate it. Thirty-four states and the District of Columbia require insurance companies to provide a defensive driving discount to eligible drivers, though exact discount amounts and requirements vary.
If Mercury does not offer a defensive driving discount in your state, you should still consider taking a course. By going to traffic school, you can learn how to better avoid at-fault accidents and moving violations, which would increase your Mercury premium. In some states, defensive driving courses can even reduce points on your license or prevent a moving violation from going on your record.
Mercury also offers a good driver discount for drivers who stay accident and violation-free, so learning more about safe driving could help you save long-term.
To learn more, check out our guide to Mercury discounts.
People also ask
How do I get a defensive driving discount for car insurance?
You can get a defensive driving discount for car insurance by completing an approved driver's education course. Seven of the 10 largest insurance companies offer a defensive driving discount, though exact requirements and discount amounts vary.
Defensive Driving Discounts by Car Insurance Company
Insurance Company | Eligibility | Discount Amount |
| State Farm | Drivers who meet their state's specific requirements | Up to 15% |
| GEICO | Drivers who complete a defensive driving course and meet their state's specific requirements | Amount... |
What is a high-risk driving course?
A high-risk driving course is a class that teaches defensive driving and general traffic safety. High-risk driving courses are also referred to as “traffic school” or “remedial driving courses,” and they are often court mandated for drivers convicted of high-risk offenses. Good drivers looking to receive certain benefits like discounts on insurance can take similar driving courses, too.
The courses themselves are usually run by independent organizations who have had their programs approved by...
read full answer by WalletHub, Financial CompanyDo you have to go to defensive driving school after a DUI?
You might have to go to defensive driving school after a DUI, depending on the state and the circumstances surrounding your DUI. If you’ve had your license revoked or suspended as a result of a DUI conviction, 22 states and the District of Columbia will require you to take a defensive-driving or alcohol-education course in order to reinstate it. Even in states where it’s not required, judges can still assign defensive driving classes to first...
read full answer by WalletHub, Financial CompanyDid we answer your question?
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