WalletHub, Financial Company
@WalletHub
MetLife rental reimbursement pays for the cost of a rental car after the policyholder’s vehicle is damaged by a covered cause, such as an accident. Rental car reimbursement insurance from MetLife usually costs less than $10 per month, and drivers can purchase a limit of up to $75 per day for up to 30 days. This coverage does not apply to rental vehicles used while the car is undergoing routine maintenance, and drivers typically need collision and comprehensive coverage to be eligible.
Here’s how MetLife rental reimbursement works:
- You add rental reimbursement coverage to a MetLife car insurance policy that includes collision and comprehensive coverage.
- The rental reimbursement coverage kicks in when you file a collision or comprehensive claim.
- You will pay for the rental car initially, and MetLife will reimburse you later.
In general, rental reimbursement coverage is worth it if you think you are likely going to be in a car accident and need a rental car within the next few years. If not, then you likely won’t get much from the coverage, even though it’s relatively cheap. To learn more, check out WalletHub’s guide to rental reimbursement insurance.
People also ask
Does my car insurance cover rental cars?
Yes, your car insurance covers rental cars, in most cases. Standard auto insurance policies cover car rentals in the U.S., up to your normal policy limits and with your regular deductible, but it’s best to check the details of your car insurance policy to make sure you’re aware of any specific rental car restrictions.
In addition, other policies, like health or home insurance, kick in for certain situations. Your health insurance will usually cover...
read full answer by WalletHub, Financial CompanyCan you get MBI for a used car?
Yes, you can get MBI for a used car, although it is quite difficult unless the car is only lightly used. Generally, if a used car has more than 15,000 miles on it, it will not qualify for mechanical breakdown insurance coverage, and many insurers refuse to offer MBI on used vehicles altogether.
While your used vehicle might not qualify for MBI, you can still purchase similar protection through a vehicle service plan or...
read full answer by Leif Olson, Car Insurance WriterDo you need insurance to rent a car?
No, you don’t need insurance to rent a car. Rental companies must insure rental cars because they own and register the vehicles, but they usually carry only minimum liability coverage. If you don’t have personal insurance or credit card rental car insurance, you’ll probably want some of the extra coverage rental companies offer at the time of sale.
Before you buy the rental company’s insurance, you should consider what coverage you may already have through your personal car...
read full answer by Anamarie Waite, Car Insurance WriterDid we answer your question?
Important Disclosures
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers. For full transparency, here is a list of our current advertisers.
Advertisers compensate WalletHub when you click on a link, or your application is approved, or your account is opened. Advertising impacts how and where offers appear on this site (including, for example, the order in which they appear and their prevalence). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Advertising enables WalletHub to provide you proprietary tools, services, and content at no charge. Advertising does not impact WalletHub's editorial content including our best picks, reviews, ratings and opinions. Those are completely independent and not provided, commissioned, or endorsed by any company, as our editors follow a strict editorial policy.