Candace Baker, Car Insurance Writer
@candacebaker
No, National General does not use telematics. Telematics is a technology that uses wireless devices to transmit data, and some car insurance companies use it to track customers' driving habits and reward good drivers with a discount or rebate. However, National General does not.
To learn more, check out WalletHub's guide to usage-based insurance.
People also ask
How does telematics insurance work?
Telematics insurance works by using technology to collect data on your driving habits such as how fast you drive, how hard you brake and how many miles you drive, in order to calculate your risk level and your rate. If you pose a lower risk of accidents than the average driver, you can save money on your premium.
Your insurance company will provide you a “black box” device that attaches to your car, or...
read full answer by WalletHub, Financial CompanyHow does pay-as-you-go car insurance work?
Pay-as-you-go car insurance calculates a policyholder’s premium based on how many miles they drive each month. The policyholder’s mileage is tracked through a mobile app or device plugged into the vehicle, and customers who drive fewer miles pay a lower rate. Companies that offer pay-as-you-go car insurance, which can also be referred to as pay-per-mile or usage-based coverage, usually charge a monthly base rate and then add a fee for each mile driven.
Pay-as-You-Go Car...
read full answer by WalletHub, Financial CompanyDoes National General offer a low mileage discount?
Yes, National General offers a low mileage discount, though the company will not disclose specific requirements or the discount amount. The National General low mileage discount is meant to reward customers who drive fewer miles than average, and it is one of several ways for policyholders to save money on their premium. In addition to the low mileage discount, National General offers paid-in-full, paperless and autopay discounts, among others.
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read full answer by Lilah Butler, Car Insurance WriterDid we answer your question?
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