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Pleading no contest to a speeding ticket will affect your insurance the exact same way pleading guilty would. The speeding ticket will go on your driving record, and your premiums will increase based on how fast you were going and whether it was a first offense. Pleading no contest to a speeding ticket is only beneficial if you’re facing the possibility of a civil lawsuit, as it can’t be used against you in court.
When a driver enters a plea of “no contest,” they are neither admitting guilt nor contesting the charges against them. Because the driver is not fighting the charge, they have to accept the same punishment that they would if they were to plead guilty. For speeding tickets, that usually means you’ll pay a fine and the ticket will go on your driving record.
Once the speeding ticket is on your record, your insurance company is certain to find out about it the next time they check your driving history, which usually happens prior to a policy renewal. While a speeding ticket raises premiums by an average of 30%, there’s a chance that your rate won’t change at all if it’s a first offense. Even if your premiums do increase, they’ll usually go back down after 3-5 years.
People also ask
How much does car insurance go up after a ticket?
The cost of car insurance will go up at least 20% or around $200 after most types of tickets. Exactly how much your rate will increase depends on the seriousness of the violation, your insurance company, your prior claims and driving history, your age and location, and other factors. For example, insurance goes up roughly 30% after a ticket for spending 30+ MPH over the speed limit, while a ticket for lower levels of speeding will...
read full answer by Candace Baker, Car Insurance WriterWhat happens when you get your first speeding ticket?
When you get your first speeding ticket, your driving record will take a hit and you might see your car insurance rates increase. A speeding ticket could also cost you extra money in fines and court fees, depending on how fast you were going and if you decide to fight the charge.
Even though the financial impact of a speeding ticket can be frustrating, your driving record and insurance premium will eventually recover if...
read full answer by WalletHub, Financial CompanyDo speeding tickets affect insurance?
Yes, speeding tickets affect insurance rates in most cases. One speeding ticket raises car insurance premiums by about 25%, on average, although the exact amount depends on several factors, including the driver’s record and how fast they were going. Speeding tickets resulting from a traffic camera, on the other hand, generally do not affect insurance, as most states classify them as non-moving violations similar to a parking ticket.
It is possible to avoid a...
read full answer by WalletHub, Financial CompanyDid we answer your question?
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