McKayla Girardin, Car Insurance Writer
@mckayla_girardin
New Mexico driver’s license points work as part of a system that identifies and takes action against high-risk drivers by assigning a specific number of points for different types of traffic violations. In New Mexico, drivers accumulate two points for minor violations like failure to use a seatbelt properly. For major violations, like speeding more than 26 miles per hour over the limit, drivers will get eight points.
Driver’s License Points Per Violation in New Mexico
| Violation | Number of Points Assigned |
| Seatbelt violation | 2 |
| Child restraint violation | 2 |
| Failure to signal | 2 |
| Speeding 6-15 miles per hour over limit | 3 |
| Improper passing | 3 |
| Improper turn | 3 |
| Following too closely | 3 |
| Failure to yield or obey traffic signal | 3 |
| Careless driving | 3 |
| Failure to yield to emergency vehicle | 4 |
| Speeding 16-25 miles per hour over limit | 5 |
| Street Racing | 6 |
| Reckless driving | 6 |
| Passing a stopped school bus | 6 |
| Speeding above 26 miles per hour over limit | 8 |
Other Key Things to Know About Points in New Mexico
If you are convicted of a moving violation in another state, points for that violation will be added to your driving record in New Mexico.
Driver’s license points in New Mexico expire after 12 months. However, until they expire, you may still see higher insurance premiums, especially for major violations like DUI’s and reckless driving. Knowing when your points expire will help you understand when you may see a drop in your premiums or when it may be a good time to shop for new insurance.
To learn more, check out WalletHub’s guide to points on driver’s licenses.
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