McKayla Girardin, Car Insurance Writer
@mckayla_girardin
Tennessee driver’s license points work as part of a system that identifies and takes action against high-risk drivers by assigning a specific number of points for different types of traffic violations. In Tennessee, drivers accumulate one point for minor violations like speeding 1-5 miles per hour over the limit. For major violations, like reckless endangerment with a vehicle, drivers will get eight points.
Driver’s License Points Per Violation in Tennessee
| Violation | Number of Points Assigned |
| Speeding 1-5 miles per hour over the limit | 1 |
| Speeding 6-15 miles per hour over the limit | 3 |
| Speeding 16-25 miles per hour over the limit | 4 |
| Failing to obey traffic instructions | 4 |
| Failing to yield the right-of-way | 4 |
| Making an improper turn | 4 |
| Failure to report a crash | 4 |
| Speeding 26-35 miles per hour over the limit | 5 |
| Leaving the scene of a crash | 5 |
| Speeding 36-45 miles per hour over the limit | 6 |
| Reckless driving | 6 |
| Violation of license or certificate restrictions | 6 |
| Failure to yield to emergency vehicles | 6 |
| Reckless endangerment by vehicle | 8 |
| Passing a stopped school bus, church or youth bus taking on or discharging passengers | 8 |
Other Key Things to Know About Points in Tennessee
If you are convicted of a moving violation in another state, points for that violation will not be added to your driving record in Tennessee.
Driver’s license points in Tennessee expire after 24 months. However, until they expire, you may still see higher insurance premiums, especially for major violations like DUI’s and reckless driving. Knowing when your points expire will help you understand when you may see a drop in your premiums or when it may be a good time to shop for new insurance.
To learn more, check out WalletHub’s guide to points on driver’s licenses.
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