Candace Baker, Car Insurance Writer
@candacebaker
Yes, Progressive has a grace period of 10 to 20 days. During the grace period, you can pay your past-due premium in order to avoid a lapse in coverage, but if the grace period ends without the necessary payment being made, Progressive will cancel the policy. Even if you pay the balance within the grace period, Progressive will still charge you a $10 late fee, though the amount may vary by state.
Consequences for Missing a Progressive Car Insurance Payment
Cancellation Notice
Progressive will usually send a notice of cancellation that includes the final date they will accept full payment before your coverage is canceled.
Penalties From the State
Since almost every state requires you to have car insurance, a lapse in coverage could lead to serious consequences, including fines and even a license suspension if you’re caught driving.
Insurance Premium Increases
A lapse in coverage may designate you as a high-risk driver and can make car insurance more expensive in the future, so you should pay your car insurance premium before the final cancellation date.
How to Postpone AutoPay?
If you have autopay set up but don't have sufficient funds to make a payment, Progressive allows you to delay the automatic payment for up to ten days. After ten days, you will be automatically charged, and if you cannot pay the owed amount, Progressive will send you a notice of cancellation. Learn more about car insurance grace periods.
People also ask
Does car insurance have a grace period for late payments?
Yes, most car insurance companies have a grace period for late payments. Car insurance grace periods can be up to 30 days, but exactly how much time you have to make a payment before your coverage is canceled depends on your insurance company and state. Some insurers do not offer a grace period to their customers unless the customer is in a state that makes grace periods for late payments mandatory.
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Yes, there is a grace period if your car insurance lapses, usually between 10 and 20 days. If you miss a payment, your car insurance isn’t cancelled automatically, but you will receive a notice from the insurance company. Most insurance companies have a grace period for late payments, usually around 10 days, but not all insurers or state laws allow them.
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