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Safeco offers a low mileage discount, an accident-free discount, a multi-policy discount, a safety features discount, an accident-prevention-course discount, and a discount for safe drivers who use the RightTrack app to monitor their driving habits. Plus, Safeco representatives say that more discounts are available in most states. Drivers can check with a local Safeco agent to see if they are eligible for specific discounts based on their location and driving record.
Safeco Discounts List
- Accident-free discount: save if you drive for at least three years without an accident.
- Accident prevention course discount: save by taking an approved accident prevention course.
- Low mileage discount: save if you spend less time on the road then average and provide pictures of your odometer to Safeco.
- Safety feature discount: save if a covered vehicle is equipped with an approved safety device.
- Pay in full discount: save for paying your entire premium up front.
- Teen safety rewards discount: save if a teen driver on the policy gets good grades, completes a driver’s education course, or attends school more than 100 miles from the insured car.
- Bundling discount: save if you purchase another insurance policy with Safeco.
- Multi-vehicle discount: save if you insure more than one car with Safeco.
- Diminishing deductible discount: get $100 off your collision deductible for every year without claims against your policy, for up to five years.
- Safeco RightTrack® discount: save up to $513 annually by using the RightTrack app, which monitors driving behaviors like braking, acceleration, and total mileage.
Safeco does not have as many discounts as some larger car insurance companies, but customers still have plenty of opportunities to save. For more information, check out WalletHub’s full Safeco review.
People also ask
How do I get a good student discount for car insurance?
You can get a good student discount for car insurance by being a high school or college student with at least a B grade point average. All of the 10 largest insurance companies offer a good student discount, and qualifications are typically the same between insurers. Exact discount amounts may vary by company and state, however. For example, State Farm's good student discount can help you save up to 25% on your premium..
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read full answer by Candace Baker, Car Insurance WriterDoes Safeco offer a senior discount?
Safeco offers a defensive driving discount that seniors can qualify for, though the discount is available to drivers of any age. Like most insurance companies, Safeco does not have a senior discount that automatically lowers rates for all older drivers.
In addition to the defensive driving discount, Safeco has other ways for senior drivers to save. For example, Safeco offers a multi-policy discount, which gives a discount to drivers who bundle their auto insurance...
read full answer by Candace Baker, Car Insurance WriterWhy is Safeco so cheap?
Safeco is cheap for young drivers and even offers discounts specifically for those types of drivers, like discounts for teens who maintain good grades. Safeco is not one of the cheapest car insurance companies overall, though, and high-risk drivers may find cheaper rates elsewhere.
Average Rates for Safeco Car Insurance vs. Top Competitors
| Company | Minimum Coverage | Full Coverage |
| ... | $104 per month | $315 per month |
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