WalletHub, Financial Company
@WalletHub
No, you cannot insure a car with a salvage title in California, as salvage vehicles are cars that have been declared a total loss. You can, however, get coverage on a previously salvaged car if you have it repaired and inspected by a state-certified mechanic. If it’s declared safe to drive, the DMV will issue the car a revived title.
Several insurance companies, including Allstate and Geico, sell policies to vehicles with a revived title.
How to Register a Revived Salvage Vehicle in California
- Submit a completed Application for Title or Registration form
- Provide proof of ownership
- Provide a junk receipt issued by the DMV
- Provide a CHP Certificate of Inspection or a Verification of Vehicle form
- Provide brake and light adjustment certificates
- Pay all applicable title and registration fees (can vary from case to case)
Insurance Limitations for Salvage Titles in California
Keep in mind that some insurers will only sell liability insurance for revived cars, meaning that they won’t pay for any physical damage to the vehicle. Even if you are able to get collision and comprehensive insurance, your policy may not cover the full value of the car if it’s totaled again.
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