You can get a State Farm good student discount if you have at least a B average. Student drivers can save up to 25% as long as they are 16-25 years old and enrolled full-time in high school, college or home schooling. Homeschooled students can also qualify if they score in the top 20% of a national test such as the PSAT, SAT, or ACT.
Young drivers are usually quite expensive to insure since they lack driving experience. However, State Farm offers a good student discount because having good grades shows the insurer that you are responsible off the road, meaning you’re more likely to be responsible in the driver’s seat as well.
State Farm good student discounts vary by state, but it’s always worth the effort of checking if they are available in your location.
You can get a good student discount from most insurers by providing proof of good grades or a high standardized test score for a student who is under 25 years old and attends school full time. All of the 10 largest car insurance companies offer good student discounts, and most will accept a minimum of a B average or a 3.0 GPA. A designation like Honor Roll or Dean's List usually counts, too. For home-schooled students, some insurers will also accept proof that students scored in the top fifth of their class on a standardized test like the SAT or ACT.… read full answer
Every company’s requirements are slightly different, so if you’re shopping for a new insurance policy, it’s worth making sure you’ll qualify. The table below lays out the details for each of the 10 largest insurers.
Keep in mind that these discounts vary by location and may not be available in some states. Students might also need to be listed as a secondary driver rather than the main policy holder to be eligible for a discount. In addition, it’s worth noting that some insurance companies give college students living on campus a higher discount than those living off campus.
When in doubt, it’s always worth asking your car insurance company if you or a family member qualifies for a good student discount.
Yes, State Farm does have a military discount of 25% off a customer’s auto insurance premium, but only in Louisiana. The State Farm military discount is available to eligible members of the United States Armed Forces community who are based in Louisiana or whose spouse and/or dependents live there.
Louisiana is the only state that requires car insurance companies to offer military discounts, so servicemembers and their families based in Louisiana will save on their car insurance premiums regardless of the company. To ask State Farm to apply a military discount to your policy, call 1 (800) 782-8332.… read full answer
State Farm Military Discount Eligibility Requirements
Active duty in the military and based in Louisiana
Active duty in the military, deployed out of state or overseas, but spouse and/or dependents live in Louisiana
Spouse or dependent (under the age of 18 or an unmarried full-time student under the age of 24) in the same household of an individual who is on active duty in the military and based in Louisiana
College students can get car insurance discounts for having good grades or for going to college far away from the car they drive. College students can also qualify for general car insurance discounts, such as driver's education and good driver discounts. Since most college students are young drivers, car insurance companies consider them … read full answerhigh-risk and usually charge them higher premiums, making discounts all the more important.
To qualify for a good student discount, drivers usually need to be under 25 years old and unmarried, with a B average or better. Additionally, distant student discounts are designed for students who do not have a car with them at college and who attend school more than 100 miles away from home. You can see which major car insurance companies have these student discounts below.
Car Insurance Discounts for College Students by Company
Most college students can save money on car insurance by staying on a family policy. However, if your permanent residence is different from your parents’ and you drive full-time, you will likely need your own policy. It also might be cheaper to buy your own policy if you go to school in an area with lower car insurance rates or if one of your family members has a poor driving record that increases premium costs.
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