To get the State Farm low mileage discount, a customer must drive fewer than 7,500 miles per year. Exactly how much State Farm’s low mileage discount can save a customer depends on many factors, like their address, car type, and driving history.
To verify a customer meets the annual mileage requirement, a State Farm agent will contact the customer to collect their odometer information for the past year. State Farm will then continue to contact the customer periodically to collect the car’s odometer readings. If those readings show the customer has increased their driving to more than 7,500 miles per year, they will lose the discount.
How to Get the State Farm Low Mileage Discount
Drive fewer than 7,500 miles per year.
Provide odometer information to a State Farm agent, who will call to verify the reading. Agents call to verify odometer information when it’s time to renew a policy, and sometimes mid-term.
Confirm your low mileage discount is being applied to your bill. It will last as long as you continue to drive fewer than 7,500 miles annually.
The bottom line is that getting a low mileage discount from State Farm is easy as long as you don’t drive more than 7,500 miles per year.
You can get the State Farm Steer Clear discount by completing the company’s safe driver discount program in six months, and then continuing to meet your state’s eligibility requirements. State Farm’s Steer Clear discount encourages young people to be safer drivers, and it can save them up to 15% on their premium.… read full answer
However, the discount isn’t available in California, Hawaii, Massachusetts, North Carolina or Rhode Island. There are a few minimum requirements that participants who live in eligible states must meet, too.
State Farm Steer Clear Discount Requirements
Be under 25 years old (in most states)
Have fewer than three years of driving experience
Have a valid driver's license or learner’s permit
Have no at-fault accidents or tickets in the past three years
Take 10 practice driving trips, totaling at least five hours
How To Get The State Farm Steer Clear Discount
Contact State Farm to make sure a driver on your auto insurance policy meets the eligibility requirements.
Download the Steer Clear app for iOS or Android (text STEER to 78836 to receive a link). You don’t need a mobile device to participate, however, as State Farm offers the training modules on its website.
Use the Steer Clear app or State Farm websiteto complete the five training courses, which cover topics like distracted driving and special driving situations. This includes watching videos and taking quizzes about safe driving.
Log your driving hours over the course of at least 10 practice trips, which must include at least five hours of driving time, using the Steer Clear mobile app or the trip log sheet provided by State Farm. If you use the Steer Clear app, it will track your driving habits, such as your speed, turning times, braking, and other maneuvers. It will then give you a score and feedback after each trip.
Sign the Statement of Qualification, which asserts that eligible drivers have completed the initial requirements for the Steer Clear Safe Driver Discount and that they understand they will lose the discount if they are involved in an at-fault accident or get a moving violation.
Finish all the program requirements within six months. If you complete the program using the app, you will receive a certificate of completion through the app, which you should send to State Farm, along with your digital trip log and Statement of Qualification. If you don’t use the app to complete the program, send your trip log and Statement of Qualification to your local State Farm agent.
Confirm the State Farm Steer Clear discount is being applied to your premium by checking your bill or contacting a State Farm representative.
If you continue to meet your state’s eligibility requirements, you’ll continue to get your Steer Clear Safe Driver Discount. The discount is generally available only to drivers younger than 25 years old, but older drivers who have fewer than three years of active driving experience can qualify in some states. For more information, check out WalletHub's guide on State Farm discounts.
Yes, State Farm does offer free towing for customers who have the company’s roadside assistance coverage. State Farm roadside assistance generally costs $15 per six-month policy and includes towing services to the nearest repair facility. State Farm customers can request roadside assistance online, or they can call 1-877-627-5757.
Up to one hour of mechanical labor for issues like mechanical problems, transmission trouble, or a fluid leak, among other things
While State Farm’s roadside assistance covers towing and other services, it doesn’t cover the cost of repair parts, replacement keys, or major fixes due to things like engine failure or structural damage.
State Farm is cheap because the company's stellar reputation for customer service and claims support earns them more customers than any other provider. For example, State Farm captured 16% of the market in 2019, writing nearly 40.9 million premiums that year. This volume allows State Farm to offer more competitive rates. State Farm ranked 3rd overall in … read full answerWalletHub’s cheap car insurance review partly because it offers discounts like Drive Safe and Save and Good Student. Plus, State Farm rewards customer loyalty with discounts for insuring more than one car or bundling multiple policies, such as home and auto.
State Farm is especially cheap for safe drivers in particular. That’s because State Farm has special savings opportunities for drivers in this category, such as discounts for drivers who are accident-free or who take driver's education courses. But even though State Farm is among the cheapest car insurance companies, the only way to confirm you’ve found the lowest price is to compare quotes from multiple companies. Your final premium is based on a variety of factors, like your driving record, insurance history, the type of car you drive, and more, and all insurance companies can’t offer the same rate.
To get a personalized quote from State Farm, you can speak to a representative by calling 1 (800) 782-8332.
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