Candace Baker, Car Insurance Writer
Yes, Travelers offers accident forgiveness, which forgives one at-fault accident every three years. Travelers accident forgiveness is available as part of the company’s Responsible Driver Plan and Premier Responsible Driver Plan, which are optional protection plans customers can buy. Prices for these plans vary depending on your location, as well as other factors like your driving history and the coverage options on your policy.
In addition to accident forgiveness, the Travelers Responsible Driver Plan includes a minor violation forgiveness benefit that forgives one small infraction (like a traffic ticket) every three years. The Premier Responsible Driver Plan also offers accident forgiveness and minor violation forgiveness benefits, as well as a decreasing deductible benefit and a total deductible loss waiver.
Although accident forgiveness is not an automatic benefit with Travelers, it may be worth it if you’re worried about your rate going up in the event of a mishap on the road. It will keep your insurance premiums from rising, even though the accident will still be recorded on your driving record. However, accident forgiveness and violation forgiveness are not available in California.
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