Milvionne Chery Copeland, Writer
@milvionne_copeland
The difference between AARP and AAA is that AAA is an auto club focused on providing auto services like roadside assistance, while AARP is an organization dedicated to providing services geared to seniors. AARP and AAA also differ in their prices, the discounts they have and how they offer their memberships.
AARP vs. AAA
| Organization | AARP | AAA |
| Offers auto insurance? | Yes via The Hartford | Yes |
| Offers roadside assistance? | Yes via Allstate | Yes |
| Price for auto insurance | $674 per year | $502 per year |
| Price for roadside assistance | $66 to $143 per year | $38 to $171 per year |
| Number of discounts for auto insurance | 8 | 28 |
*Note: Auto insurance rates are based on a 55-year driver in California. Actual rates will vary.
*To get auto insurance via the AARP Auto Insurance Program from The Hartford, you must be at least 50 years old.
Is AARP or AAA Better?
AAA is better for auto insurance and roadside assistance than AARP since AAA offers lower prices, more robust services and a variety of discounts. AARP is better for those looking for information on and assistance with important issues affecting seniors like Medicare and Social Security.
It could be beneficial to join both organizations if you want to take advantage of AARP’s healthcare services and get cheap auto insurance through AAA. Both organizations offer a wide range of discounts on common expenses, though the discounts vary by location.
AARP is a national organization that people can join from anywhere in the U.S., while AAA has regional clubs that people can join based on their location.
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