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You need your state’s minimum required car insurance after a DUI in most cases, though Virginia and Florida require additional coverage. After a DUI conviction, most states will require you to file an SR-22, which is a form proving that you have the minimum amount of coverage required by law. Virginia and Florida instead use FR-44s, which require drivers to purchase higher coverage limits due to their high-risk status.
Once you’ve fulfilled your state’s coverage requirements, you can also purchase optional types of coverage such as collision and comprehensive. Keep in mind that insurance for drivers with a DUI costs about twice as much as coverage for a good driver, so additional coverage will be more expensive. But if you can afford it, you should still purchase as much insurance as you can in order to give yourself the most protection.
To learn more, check out WalletHub’s guide to DUI insurance.
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