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Drivers need SR-22 insurance in Virginia after being convicted of a serious traffic violation, such as driving without insurance. These drivers are considered "high risk" and are required to file an SR-22 certificate with the state to prove they have at least the minimum amount of car insurance required by Virginia law. Drivers in Virginia must maintain their SR-22 filing for 3 years.
Drivers in Virginia Need SR-22 Insurance After:
- Driving without insurance
- Falsifying insurance certification
- Unsatisfied court judgements
- License suspension for certain convictions, such as making false statements about your vehicle registration or on a driver's license application
- Hit and run where someone is injured or killed
- Felonies involving motor vehicles
- Repeatedly driving for hire without a license
If you are required to buy SR-22 coverage, insurance companies may charge you higher premiums to offset what they see as the added risk of covering you. Drivers convicted of drug and alcohol related offenses in Virginia may be required to get an FR-44.
People also ask
How do I get my SR-22 removed in Virginia?
You can get your SR-22 removed in Virginia after 3 years by notifying your insurance company, which will cancel the SR-22 filing with the state. Sometimes, the DMV will send you a notice letting you know when your SR-22 period is over.
If you're not sure whether you've satisfied your SR-22 certification requirement, you can find out when you'll be able to remove the high-risk SR-22 label from your driving record by contacting the...
read full answer by WalletHub, Financial CompanyHow long do you need an SR-22 in Virginia?
Virginia drivers need to have SR-22 insurance for three years after certain violations. You must maintain at least the minimum car insurance coverage required by Virginia law for the entire period, and if there is any lapse in coverage, the clock resets.
Virginia SR-22 Insurance Requirements
- $30,000 in bodily injury liability insurance per person ($60,000 per accident)
- $20,000 in property damage liability coverage
- Uninsured motorist protection
When you...
read full answer by Delaney Simchuk, Car Insurance WriterWhat is SR-22 insurance in Virginia?
An SR-22 in Virginia is a certificate proving that a high-risk driver has the minimum car insurance required by Virginia law. An SR-22 raises annual car insurance premiums by roughly $74 in Virginia, compared to standard rates. In addition, there's usually a fee of $15 to $25 for your insurance company to file your SR-22 documentation with the state.
Your SR-22 must be maintained with Virginia's licensing agency for 3 years, according to Virginia...
read full answer by WalletHub, Financial CompanyDid we answer your question?
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