Leif Olson, Car Insurance Writer
@leif_olson_1
GEICO will insure a car that is not in your name. However, you have to be living in a state that doesn't require a car's registration and insurance to match, and you must be able to prove “insurable interest,” which means you'd suffer a direct financial loss if the car in question is damaged or destroyed. For example, if the car you commute with is registered to your spouse and you would lose your job without it, that may constitute insurable interest.
New York is the only state that legally requires the name on a car insurance policy and a vehicle registration to match. In all other states, GEICO makes the party who does not have the car registered to them prove insurable interest.
If you cannot prove insurable interest, the only way to insure the car yourself is to add your name to the registration. Otherwise, you might consider buying a non-owner insurance policy to protect yourself from liability claims.
To learn more about insurance from GEICO, check out WalletHub’s GEICO car insurance review.
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