FNDG STE on a credit report stands for Funding Suite, which is an application used by mortgage lenders. Basically, Funding Suite provides credit analysis tools for companies like Naviloan, First Lending Solutions and First USA Lending. So if you recently applied for a mortgage, that could explain the FNDG STE inquiry on your report. In other words, Funding Suite would be the one actually checking your credit report, even though you applied through one of its clients.
Just to be on the safe side, it’s always a good idea to call the lender you applied with to verify Funding Suite’s involvement. Unknown hard inquiries on your credit report can be a sign of fraud, and it’s best to sort out such issues as soon as possible.
Finally, you can keep close tabs on your credit moving forward by signing up for a free WalletHub account. In addition to 24/7 credit monitoring, you’ll get credit scores and reports that are updated on a daily basis.
It's basically a middle man between a mortgage company and you, like for applications. You apply for a mortgage, the mortgage company calls them to get your credit report, they pull it and send it back to get reviewed.
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.