Lauren Smith, WalletHub Staff Writer
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You can get an official copy of your credit report by requesting it from AnnualCreditReport.com. Each of the three major credit bureaus, Equifax, TransUnion, and Experian, is required by federal law to provide you with a copy of your report once a year upon request.
You can also check your official TransUnion credit report for free here at WalletHub and get daily updates.
It’s important to note, there are other instances when you are entitled to a free copy of your credit report, too. We’ve compiled a list below.
Other Instances When You’re Entitled to a Free Credit Report
- You were denied credit, employment or insurance, or you experienced another adverse action based on your credit
- You are placing a fraud alert on your credit report
- Your credit report is inaccurate because of fraud
- You are unemployed and intend to apply for employment within 60 days
- You receive public welfare assistance
- The state you live in provides free credit reports
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