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A consumer credit report is a record of a credit history from a number of sources, such as banks, credit card companies and collection agencies.
Information from a credit report is used to determine their credit score, which is important when applying for different types of loans or credit cards. You can learn more about what’s included in a credit report by consulting our guide on the subject or by checking your own credit report for free.
People also ask
What is the difference between a credit report and a consumer report?
The biggest differences between a credit report and other types of consumer reports are the kinds of information listed, who can access them, and what exactly they're used for. A credit report is a specific type of consumer report used for lending, while the broader term "consumer report" could be used to describe things like your driving history or criminal record.
Credit Reports vs. Other Consumer Reports:
Credit reports contain your credit history...
read full answer by James W Reed, Credit Cards ModeratorDid we answer your question?
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